1213 E 26th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1213 E 26th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2013
Lot Size	0.137 acres (5,968 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Oct 2021)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11849-990-060`

Property Details

APN / Parcel Number

Primary APN	`11849-990-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Heated Area
Gross Area	1,977 sqft
1st Floor Area	1,476 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	816 sqft

Exterior Amenities

Porch	Porch
Porch Area	121 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1213 E 26TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON'S RIDGE NORTH LOT 6 ORB 4470 P 1052
Legal Range	14W
Legal Township	03S
Legal Section	22
Legal Subdivision	FALCON'S RIDGE NORTH
Legal Lot Number	6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2048
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 935, CHIPLEY, FL 32428-0935
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST
Jan 31, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	2021076918
Deed Book / Page	4470 / 1052
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 7, 2021
Property Address	1213 E 26TH ST, LYNN HAVEN, FL 32444-5341
Document Number	0044701052
Book / Page	4470 / 1052
Map Reference	MB 24 PG 68&69
Instrument Date	Oct 4, 2021
Instrument	2021076918
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 CAPEFIELD DR, 4604, WAKE FOREST, NC 27587-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 935, CHIPLEY, FL 32428-0935

Mortgage

Document Number	44701054
Date	Oct 7, 2021
Instrument	4470/1054

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 5, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 31, 2019
Property Address	1213 E 26TH ST, LYNN HAVEN, FL 32444-5341
Document Number	0040850440
Book / Page	004085 / 000440
Instrument Date	Jan 28, 2019
Instrument	12242
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	OMEGA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1213 E 26TH ST LYNN HAVEN FL 324445341, LYNN HAVEN, FL 32444-5341

Mortgage

Document Number	40850442
Date	Jan 31, 2019
Book Page	004085/000442
Instrument	12243

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+6.49%)	$256,494 (+9.69%) Land $38,200 Building $218,294	$256,494 (+9.69%) Land $38,200 Building $218,294
2023	$3,623.00 (+15.49%)	$233,826 (+8.81%) Land $33,250 Building $200,576	$233,826 (+8.81%) Land $33,250 Building $200,576
2022	$3,137.00	$214,899 Land $30,360 Building $184,539	$214,899 Land $30,360 Building $184,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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