1213 Coghill Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1213 Coghill Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 2013
Lot Size	0.16 acres (6,969 sqft)
Owner	Trust Name on File
Last Sale	$297,500 (May 2017)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Jul 2020 Transfer May 2017 Sale & Reverse Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-2810`

Property Details

APN / Parcel Number

Primary APN	`029221-2810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	2,163 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	154 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1213 COGHILL CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 281 OR4376/379 & 5004/564
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	281
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

1213 Coghill Cir is owner-occupied and held in a trust since July 2020.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1213 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 19, 2017	Warranty Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Dec 11, 2013 · Amount on File
Deed Document Number	201734739
Deed Book / Page	4376 / 379
Last Transfer Date	Jul 30, 2020
Transfer Doc	0050040564
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2020
Property Address	1213 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630
Document Number	0050040564
Book / Page	005004 / 000564
Instrument Date	Jul 30, 2020
Instrument	62719
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1213 COGHILL CIR ST AUGUSTINE FL 320920630, ST AUGUSTINE, FL 32092-0630

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 19, 2017
Property Address	1213 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630
Document Number	0043760379
Book / Page	4376 / 0379
Map Reference	MB54 PG15-29
Instrument Date	May 18, 2017
Instrument	2017034739
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 DONDANVILLE RD UNIT 512, 2, SAINT AUGUSTINE, FL 32080-8048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630

Mortgage

Document Number	2017034740
Date	May 19, 2017
Instrument	2017034740

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.39%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 1213 Coghill Cir was $3,637 with a homeowner's exemption, up 13% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,720 (+2.7%)	$333,713 (-7.29%) Land $80,000 Building $253,713
2025	$3,637.00 (+12.95%) Homeowner's exemption	$284,051	$359,953 Land $86,000 Building $273,953
2024	$3,220.00 (+2.03%)
2023	$3,156.00 (+3.04%) Homeowner's exemption	$268,006 (+3%)	$345,003 (+4.2%) Land $82,000 Building $263,003
2022	$3,063.00 Homeowner's exemption	$260,200	$331,101 Land $78,400 Building $252,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 Coghill Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 Coghill Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coghill Cir

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