1213 10th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1213 10th Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1910
Lot Size	0.094 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2022)
Tax Bill	$2,922 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.71-2-16`

Property Details

APN / Parcel Number

Primary APN	`421500 49.71-2-16`
Alternative APN	`150004907100020160000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	416 sqft
Attic	Attic
Attic Area	416 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,125 sqft (0.094 acres)
Lot Dimensions	125 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1213 10TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1X CONC AND GARAGE
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3007
Census Tract	21500

Owner

1213 10th Ave is owned and occupied by an individual who bought it in January 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1213 10TH AVE, SCHENECTADY, NY 12303-1921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Oct 30, 2008 · Amount on File
Deed Document Number	20222356
Deed Book / Page	2076 / 496
Prior Transfer Date	May 2, 2007
Prior Transfer Doc	1760000744
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 14, 2022
Property Address	1213 10TH AVE, SCHENECTADY, NY 12303-1921
Document Number	0000002356
Book / Page	2076 / 496
Instrument Date	Dec 17, 2021
Instrument	202202356
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 10TH AVE, SCHENECTADY, NY 12303-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BROOKEDGE APT C, C, GUILDERLAND, NY 12084-9105

Mortgage

Document Number	0000002357
Date	Jan 14, 2022
Instrument	202202357

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1213 10th Ave was $2,922 with exemptions applied, up 4.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,922.00 (+4.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$2,801.00	$76,800 Land $11,500 Building $65,300	$127,173 Land $19,043 Building $108,130
2023		$76,800 (-) Land $11,500 Building $65,300	$97,215 (+3.8%) Land $14,557 Building $82,658
2022		$76,800 Land $11,500 Building $65,300	$93,659 Land $14,024 Building $79,635
2021	$3,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 10th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1213 10th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880