12129 Cedar Trace Dr S, Jacksonville, FL 32246 Property Records

Duval County property record for 12129 Cedar Trace Dr S, Jacksonville, FL 32246 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 2002
Lot Size	0.375 acres (16,330 sqft)
Owner	Individual Name on File
Last Sale	$269,500 (Jun 2018)
Tax Bill	$2,851 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165286-8660`

Property Details

APN / Parcel Number

Primary APN	`165286-8660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,885 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,330 sqft (0.375 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12129 CEDAR TRACE DR S
City	JACKSONVILLE
State	FL
Zip	32246-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54-90 28-2S-28E .37 WINDSOR CHASE UNIT 2 LOT 149
Legal Range	28E
Legal Township	02S
Legal Section	28
Legal Subdivision	WINDSOR CHASE UNIT TWO
Legal Lot Number	149
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4002
Census Tract	14312

Owner

Source: Duval County records · APN 165286-8660

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit RADIFI FCU
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Jun 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage JAX FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Feb 01, 2016 · Amount on Record
Deed Document Number	2018142071
Deed Book / Page	18423 / 1469
Last Transfer Date	Jun 09, 2026
Transfer Doc	0000134983
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 10, 2026
Property Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Document Number	0000134983
Book / Page	21938 / 936
Instrument Date	Jun 09, 2026
Instrument	2026134983
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Transaction Type	Mortgage
Record Updated	Aug 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366

Mortgage

Document Number	0207551819
Date	Jul 25, 2023
Book Page	20755/1819
Instrument	2023152369

Lender

Name	RADIFI FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12129 CEDAR TRACE DR #S S, S, JACKSONVILLE, FL 32246

Mortgage

Document Number	0195690332
Date	Feb 02, 2021
Book Page	19569/332
Instrument	2021029722

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192202106
Date	Jun 01, 2020
Book Page	19220/2106
Instrument	2020108597

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2030

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 15, 2018
Property Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366
Document Number	0184231469
Book / Page	18423 / 1469
Map Reference	MB 54 PG 90&90A-90D
Instrument Date	Jun 12, 2018
Instrument	2018142071
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	OSBORNE & SHEFFIELD TITLE SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376 EAGLE PASS DR, 376, PONTE VEDRA, FL 32081-0808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12129 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9366

Mortgage

Document Number	2018142072
Date	Jun 15, 2018
Instrument	2018142072

Lender

Name	JAX FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,527 (+2.7%)	$395,835 (+2.13%) Land $120,000 Building $275,835
2025	$2,851.00 (+9.15%) Homeowner's exemption	$181,624 (+5.99%)	$387,589 (+7.4%) Land $120,000 Building $267,589
2024	$2,612.00 (+3.12%)
2023	$2,533.00 (+9.56%) Homeowner's exemption	$171,366 (+3%)	$360,878 (+1.68%) Land $90,000 Building $270,878
2022	$2,312.00 Homeowner's exemption	$166,375	$354,905 Land $75,000 Building $279,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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