Spokane County property record for 12128 S Cheney Spokane Rd, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,772 sqft · built 1999 |
| Lot Size | 8.03 acres (350,222 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,838 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24284.9026 |
| Primary APN | 24284.9026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 5,907 sqft |
| 1st Floor Area | 1,848 sqft |
| Upper Floors Area | 1,848 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 350,222 sqft |
| Garage Type | Attached |
| Garage Area | 363 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 1,728 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 12128 S CHENEY SPOKANE RD |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCV |
| Legal Description | 28-24-42 PTN OF W1/2 OF W1/2 OF SE1/4 LYG WLY CHENEY SPOKANE RD |
| Legal Range | 42 |
| Legal Township | 24 |
| Legal Section | 28 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE SOUTH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 13501 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 91, MARSHALL, WA 99020-0091 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12128 S CHENEY SPOKANE RD, CHENEY, WA 99004-9522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007237524 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 7237524 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12128 S CHENEY SPOKANE RD, CHENEY, WA 99004-9522 |
| Document Number | 0006919897 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12128 S CHENEY CHENEY WA 99004, CHENEY, WA 99004 |
| Document Number | 0006919897 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 6919897 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,838.00 (-1.77%) | $606,240 (-6.48%) Land $175,840 Building $430,400 | $606,240 (-6.48%) Land $175,840 Building $430,400 |
| 2025 | $5,943.00 (+10.28%) | ||
| 2024 | $648,220 (+21.53%) Land $143,920 Building $504,300 | $648,220 (+21.53%) Land $143,920 Building $504,300 | |
| 2023 | $5,389.00 (-3.15%) | $533,380 Land $130,380 Building $403,000 | $533,380 Land $130,380 Building $403,000 |
| 2022 | $5,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 49% of Washington |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Wired or Wireless.
5G (outdoors only) and 4G LTE
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