12127 E 38th St, Tulsa, OK 74146 Property Records

Tulsa County property record for 12127 E 38th St, Tulsa, OK 74146

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,772 sqft · built 1975
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (May 2015)
Tax Bill$2,229 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN76480-94-20-35420

Property Details

APN / Parcel Number

Primary APN76480-94-20-35420
Alternative APN
  • R76480942035420

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,772 sqft Living Area
Gross Area3,544 sqft
1st Floor Area1,772 sqft
Basement Area1,772 sqft
Laundry RoomLaundry Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area360 sqft

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area132 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR76480942035420
Street Address12127 E 38TH ST
CityTULSA
StateOK
Zip74146-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLT 14 BLK 6
Legal Range14E
Legal Township19N
Legal Section20
Legal SubdivisionPARK PLAZA EAST
Legal Block6
Legal Lot Number14
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group2
Census Block2008
Census Tract9006

Owner

Source: Tulsa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12127 E 38TH ST, TULSA, OK 74146-3127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 16, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Oct 4, 2017Loan Modification, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2015 · Amount on Record
Deed SaleMay 4, 2015 · Amount on Record
Prior SaleApr 4, 2006 · Amount on Record
Deed Document Number201538375
Prior Transfer DateOct 28, 2004
Prior Transfer Doc0000014163
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address12127 E 38TH ST, TULSA, OK 74146-3127
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12127 E 38TH ST, TULSA, OK 74146-3127

Mortgage

Document Number0000071484
DateJul 8, 2022
Instrument2022071484
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressASHVILLE, AL 35953
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term331 Months
DueFeb 1, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTULSA OK
Property Address12127 E 38TH ST, TULSA, OK 74146-3127
Document Number0000029928
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12127 E 38TH ST TULSA OK 741463127, TULSA, OK 74146-3127

Mortgage

Document Number0000029928
DateApr 2, 2020
Instrument29928
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate4%

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTULSA OK
Property Address12127 E 38TH ST, TULSA, OK 74146-3127
Document Number0000103066
Instrument DateOct 4, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address12127 E 38TH ST TULSA OK 741463127, TULSA, OK 74146-3127

Mortgage

Document Number0000103066
DateNov 1, 2017
Instrument103066
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityTulsa City
Unified School DistrictUnion Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,229.00 (+11.62%)$16,299 (+10.25%) Land $2,468 Building $13,831$231,500 (+9.44%) Land $35,056 Building $196,444
2023$1,997.00 (+4.99%)$14,784 (+5%) Land $2,450 Building $12,334$211,540 (+53.56%) Land $35,056 Building $176,484
2022$1,902.00$14,080 Land $3,583 Building $10,497$137,753 Land $35,056 Building $102,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 1 (45% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTULSA
serves 413,000 people · EPA ID OK1020418
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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