12126 Lemon Crest Dr, Unit 2, Lakeside, CA 92040 Property Records

San Diego County property record for 12126 Lemon Crest Dr, Unit 2, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 903 sqft · built 1972
Lot Size	0.179 acres (7,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2024)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`394-551-28-02`

Property Details

APN / Parcel Number

Primary APN	`394-551-28-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	903 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	7,795 sqft (0.179 acres)

Location & Zoning

Street Address	12126 LEMON CREST DR, 2
City	LAKESIDE
State	CA
Zip	92040-4025
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 49 US 2 PER D71-229653&72-038372&UND INT IN L 19&41&55&IN TR 007022
Legal Subdivision	WINTER GARDEN GREEN
Legal Tract	007022
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16705

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12126 LEMON CREST DR, 2, LAKESIDE, CA 92040-4025
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · VA Mortgage WATERMARK CAPITAL INC
Jul 5, 2023	Deed of Trust, Mortgage · VA Mortgage CALIFORNIA FINCL & REAL ESTATE CTR INC
Jul 28, 2023	Intrafamily Transfer, Transfer
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage CALIFORNIA FINCL & REAL ESTATE CTR INC
Aug 30, 2017	Deed of Trust, Mortgage · VA Mortgage LENDUSA LLC
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage CALIFORNIA FINCL & REAL ESTATE CTR INC CALIFORNIA FINCL & REAL ESTATE CTR INC
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage CALIFORNIA FINCL & REAL ESTATE CTR INC
Feb 22, 2017	Grant Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	2024158651
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0000202933
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR 2, 2, LAKESIDE, CA 92040-4025

Mortgage

Document Number	0000264685
Date	Sep 23, 2025
Instrument	2025-0264685

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR, LAKESIDE, CA 92040-4043

Mortgage

Document Number	0000174911
Date	Jul 5, 2023
Instrument	2023-0174911

Lender

Name	CALIFORNIA FINCL & REAL ESTATE CTR INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2023
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Document Number	0000202933
Map Reference	MAP 7022
Instrument Date	Jun 21, 2023
Instrument	2023-0202933
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR 2, 2, LAKESIDE, CA 92040-4025

Mortgage

Document Number	0000304808
Date	Jul 26, 2022
Instrument	2022-0304808

Lender

Name	BANNER BANK
Type	Bank
Address	ESCONDIDO, CA 92027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR 2, 2, LAKESIDE, CA 92040-4025

Mortgage

Document Number	0000411228
Date	Jun 2, 2021
Instrument	2021-0411228

Lender

Name	CALIFORNIA FINCL & REAL ESTATE CTR INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000399085
Date	Aug 30, 2017
Instrument	2017-0399085

Lender

Name	LENDUSA LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Document Number	0000429163
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR #2 LAKESIDE CA 920404025, 2, LAKESIDE, CA 92040-4025

Mortgage

Document Number	0000429163
Date	Aug 4, 2020
Instrument	429163

Lender

Name	CALIFORNIA FINCL & REAL ESTATE CTR INC CALIFORNIA FINCL & REAL ESTATE CTR INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Document Number	0000272022
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR LAKESIDE CA 920404043, LAKESIDE, CA 92040-4043

Mortgage

Document Number	0000272022
Date	Jul 9, 2019
Instrument	272022

Lender

Name	CALIFORNIA FINCL & REAL ESTATE CTR INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2017
Property Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025
Document Number	0000085797
Map Reference	MAP7022
Instrument Date	Jan 27, 2017
Instrument	2017-0085797
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12126 LEMON CREST DR UNIT 2, 2, LAKESIDE, CA 92040-4025

Mortgage

Document Number	0000085798
Date	Feb 22, 2017
Instrument	2017-0085798

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,776 (+2%) Land $286,110 Building $171,666
2025	$6,156.00 (+62.9%)	$448,800 (+66.25%) Land $280,500 Building $168,300
2023	$3,779.00 (+2.22%) Homeowner's exemption	$269,949 Land $95,839 Building $174,110
2022	$3,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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