12125 Westerly Trl, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12125 Westerly Trl, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2026)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`479-502-014`

Property Details

APN / Parcel Number

Primary APN	`479-502-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	2,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12125 WESTERLY TRL
City	MORENO VALLEY
State	CA
Zip	92557-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.17 ACRES IN LOT 13 MB 149/044 TR 18784-1
Legal Subdivision	TRACT NO 18784 1
Legal Tract	18784-1
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	42403

Owner

Source: Riverside County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Grant Deed, Transfer · FHA Mortgage KINGS MORTGAGE SERVICES
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Jul 23, 2010 · Amount on Record
Deed Document Number	2026298960
Prior Transfer Date	Aug 22, 2000
Prior Transfer Doc	0000338467
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 24, 2026
Property Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Document Number	0000298960
Instrument Date	Aug 24, 2026
Instrument	2026298960
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	WFG TITLE, WFG TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525

Mortgage

Document Number	0000298961,
Date	Sep 24, 2026
Instrument	2026298961

Lender

Name	KINGS MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Investor	Possibly a Property Investor

Mortgage

Document Number	0000430716
Date	Jul 19, 2021
Instrument	2021-0430716

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Investor	Possibly a Property Investor

Mortgage

Document Number	0000182759
Date	Jun 27, 2023
Instrument	2023-0182759

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERLIVE SETTLEMENT SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108541
Date	Mar 22, 2018
Instrument	2018-0108541

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12125 WESTERLY TRL, MORENO VALLEY, CA 92557-7525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241801
Date	Jul 2, 2019
Instrument	2019-0241801

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,015 (+2%) Land $39,197 Building $254,818
2025	$3,609.00 (+5%)	$288,251 (+4.04%) Land $38,429 Building $249,822
2023	$3,437.00 (+1.81%)	$277,060 Land $36,938 Building $240,122
2022	$3,376.00
2021			$470,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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