Frederick County property record for 12124 Main St, Libertytown, MD 21762
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,405 sqft · built 1890 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (May 2017) |
| Tax Bill | $2,599 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-216568 |
| Primary APN | 08-216568 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Living Area |
| Gross Area | 2,585 sqft |
| 1st Floor Area | 1,339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 51,836 sqft (1.19 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 320 sqft |
| Deck Area | 300 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 216568 |
|---|---|
| Street Address | 12124 MAIN ST |
| City | LIBERTYTOWN |
| State | MD |
| Zip | 21762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Description | LT 100 X 300 N/S MAIN ST. & BACK LOT 1/2 ACRE LIBERTY |
| Legal Subdivision | LIBERTY |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 8, LIBERTY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 751702 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12124 MAIN ST, UNION BRIDGE, MD 21791-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| May 3, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on Record |
| Deed Sale | May 3, 2017 · Amount on Record |
| Prior Sale | Apr 6, 2015 · Amount on Record |
| Deed Document Number | 201711798-0253 |
| Deed Book / Page | 11798 / 253 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0072920030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12124 MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 0136930412 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | SETTLEMENT MATTERS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12124 MAIN ST LIBERTYTOWN MD 21762, LIBERTYTOWN, MD 21762 |
| Document Number | 0136930412 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 013693/000412 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 3, 2017 |
| Property Address | 12124 MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 0117980253 |
| Book / Page | 011798 / 000253 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12124 MAIN ST LIBERTYTOWN MD 21762, LIBERTYTOWN, MD 21762 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,000 (+17.17%) Land $151,900 Building $186,100 | $338,000 (-) Land $151,900 Building $186,100 | |
| 2024 | $2,599.00 (+9.16%) | ||
| 2023 | $2,381.00 Homeowner's exemption | $288,467 | $338,000 Land $151,900 Building $186,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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