12124 E 19th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12124 E 19th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,513 sqft · built 1958
Lot Size	0.328 acres (14,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2017)
Tax Bill	$4,548 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45281.0605`

Property Details

APN / Parcel Number

Primary APN	`45281.0605`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,513 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,478 sqft
Basement Area	1,478 sqft
Finished Basement	1,035 sqft
Unfinished Basement	443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,265 sqft (0.328 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12124 E 19TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HILLCREST PK 1ST L5 B6
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	HILLCREST PK
Legal Block	6
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2008
Census Tract	12801

Owner

Source: Spokane County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Jan 28, 1997 · Amount on Record
Deed Document Number	20176660415
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 28, 2026
Property Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765
Document Number	0007517803
Instrument Date	Sep 23, 2026
Instrument	20267517803
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765

Mortgage

Document Number	0007517803,
Date	Sep 28, 2026
Instrument	20267517803

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006955079
Date	Aug 13, 2020
Instrument	6955079

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006681180
Date	Feb 9, 2018
Instrument	6681180

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 17, 2017
Property Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765
Document Number	0006660415
Map Reference	VOL4 PG45
Instrument Date	Nov 8, 2017
Instrument	6660415
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12124 E 19TH AVE, SPOKANE VALLEY, WA 99206-5765

Mortgage

Document Number	0006660416
Date	Nov 17, 2017
Instrument	6660416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,548.00 (-0.96%)	$416,600 (-2.34%) Land $120,000 Building $296,600	$416,600 (-2.34%) Land $120,000 Building $296,600
2025	$4,592.00 (+11.89%)	$426,600 (-0.84%) Land $110,000 Building $316,600	$426,600 (-0.84%) Land $110,000 Building $316,600
2024		$430,200 (+25.42%) Land $90,000 Building $340,200	$430,200 (+25.42%) Land $90,000 Building $340,200
2023	$4,104.00 (+2.68%)	$343,000 Land $60,000 Building $283,000	$343,000 Land $60,000 Building $283,000
2022	$3,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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