12123 Ranchito St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12123 Ranchito St, El Monte, CA 91732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,736 sqft · built 1935
Lot Size	0.131 acres (5,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Jul 2017)
Tax Bill	$10,665 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8545-002-004`

Property Details

APN / Parcel Number

Primary APN	`8545-002-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,716 sqft (0.131 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	12123 RANCHITO ST
City	EL MONTE
State	CA
Zip	91732-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1BY
Legal Description	TRACT NO 10545 LOT COM AT SW COR OF LOT 21 TH E ON S LINE OF SD LOT 40 FT TH N O N A LINE WHICH INTERSECTS N LINE OF SD L OT E THEREON 50 FT FROM NW COR OF SD LOT TO SW PROLONGATION OF A LINE WHICH LOT TH S THEREON TO BEG PART OF LOT 21
Legal Subdivision	10545
Legal Tract	10545
Legal Block	1
Legal Lot Number	21,40
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1000
Census Tract	432602

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 6, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 3, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 3, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Mar 22, 2013 · Amount on Record
Deed Document Number	2017738275
Prior Transfer Date	Apr 16, 1997
Prior Transfer Doc	0000971645
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001225636
Date	Dec 6, 2018
Instrument	18-1225636

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001225637
Date	Dec 6, 2018
Instrument	18-1225637

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623

Mortgage

Document Number	0001281427
Date	Oct 15, 2020
Instrument	20-1281427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 5, 2017
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Document Number	0000743766
Instrument Date	Jun 29, 2017
Instrument	743766
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12123 RANCHITO ST EL MONTE CA 917321623, EL MONTE, CA 91732-1623

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 3, 2017
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Document Number	0000738274
Instrument Date	Jun 8, 2017
Instrument	738274
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12123 RANCHITO ST EL MONTE CA 917321623, EL MONTE, CA 91732-1623

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 3, 2017
Property Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623
Document Number	0000738275
Map Reference	MB183 PG1-3
Instrument Date	May 26, 2017
Instrument	17-0738275
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FATCOLA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12123 RANCHITO ST, EL MONTE, CA 91732-1623

Mortgage

Document Number	0000738276
Date	Jul 3, 2017
Instrument	17-0738276

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$740,447 (+2%) Land $432,779 Building $307,668
2025	$10,665.00 (+10.06%)	$725,930 (+4.04%) Land $424,294 Building $301,636
2023	$9,690.00 (+3.9%)	$697,743 Land $407,819 Building $289,924
2022	$9,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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