12123 Cobblestone Dr, Houston, TX 77024 Property Records

Harris County property record for 12123 Cobblestone Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,346 sqft · built 2014
Lot Size	0.226 acres (9,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$37,736 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-402-000-0010`

Property Details

APN / Parcel Number

Primary APN	`085-402-000-0010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,346 sqft Living Area
1st Floor Area	2,705 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,841 sqft (0.226 acres)
View / Lot	Neighborhood
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	516 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0854020000010
Street Address	12123 COBBLESTONE DR
City	HOUSTON
State	TX
Zip	77024-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 11 MEMORIAL FOREST SEC 2
Legal Subdivision	MEMORIAL FOREST SEC 2
Legal Block	11
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2003
Census Tract	430700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12123 COBBLESTONE DR, HOUSTON, TX 77024-4248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025
Deed Sale	Jun 3, 2025
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2025211861
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0000342457
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 1, 2017
Property Address	12123 COBBLESTONE DR, HOUSTON, TX 77024-4248
Document Number	0000342457
Instrument Date	Jul 31, 2017
Instrument	342457
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	VERITAS TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12123 COBBLESTONE DR HOUSTON TX 770244248, HOUSTON, TX 77024-4248

Mortgage

Document Number	342458
Date	Aug 1, 2017
Instrument	342458

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	1845 WOODALL RODGERS FWY # 1300, DALLAS, TX 75201-2260

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,600,352 (+11.78%) Land $735,516 Building $1,864,836	$2,600,352 (+11.78%) Land $735,516 Building $1,864,836
2025	$37,736.00 (+90.29%) Homeowner's exemption	$2,326,285 (+16.43%) Land $735,516 Building $1,590,769	$2,326,285 (+16.43%) Land $735,516 Building $1,590,769
2024	$19,831.00 (+17.68%)
2023		$1,998,048 Land $695,759 Building $1,302,289	$1,998,048 Land $695,759 Building $1,302,289
2022	$16,852.00 (+11.63%)
2020	$15,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	17 (1999–2022)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20