12123 Centerhill St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 12123 Centerhill St, Silver Spring, MD 20902

Property Summary

Property TypeTownhouse
Details1 ba · 1,008 sqft · built 1950
Lot Size0.072 acres (3,113 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (Apr 2007)
Tax Bill$3,972 (2025)
Deeds & MortgagesJun 2019 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01232985

Property Details

APN / Parcel Number

Primary APN13-01232985
Alternative APN
  • 01232985

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,008 sqft Living Area
1st Floor Area504 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,113 sqft (0.072 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01232985
Street Address12123 CENTERHILL ST
CitySILVER SPRING
StateMD
Zip20902-1162
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR40
Legal DescriptionCONN AVE ESTATES
Legal SubdivisionCONN AVE EST
Legal Block9
Legal Lot NumberP14
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2004
Census Tract703404

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12123 CENTERHILL ST, SILVER SPRING, MD 20902-1162
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
EMPIRE FINANCIAL SERVICES INC
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2007 · Amount on Record
Deed SaleApr 11, 2007 · Amount on Record
Prior SaleOct 25, 2006 · Amount on Record
Deed Document Number200774119
Deed Book / Page34119 / 100
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12123 CENTERHILL ST, SILVER SPRING, MD 20902-1162
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyQUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0576540406
DateJun 3, 2019
Book Page57654/406
Lender
NameEMPIRE FINANCIAL SERVICES INC
TypeNon-Lending Institution
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12123 CENTERHILL ST, SILVER SPRING, MD 20902-1162
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyQUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0596680318
DateMay 27, 2020
Book Page59668/318
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,600 (+7.14%)$345,200 (+21.42%) Land $150,000 Building $195,200
2025$3,972.00 (+68.59%)$284,300 (+15.4%) Land $150,000 Building $134,300$284,300 (-) Land $150,000 Building $134,300
2023$246,367 (+8.34%)$284,300 (+25.02%) Land $150,000 Building $134,300
2022$2,356.00$227,400 Land $150,000 Building $77,400$227,400 Land $150,000 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2017–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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