12122 E 38th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12122 E 38th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,646 sqft · built 1992
Lot Size	0.26 acres (11,310 sqft)
Owner	2 Individual Names on File
Last Sale	$277,280 (Jun 2010)
Tax Bill	$5,867 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45331.3709`

Property Details

APN / Parcel Number

Primary APN	`45331.3709`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,646 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	917 sqft
2nd Floor Area	829 sqft
Basement Area	906 sqft
Finished Basement	900 sqft
Unfinished Basement	6 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,310 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Deck Area	126 sqft
Patio Area	444 sqft
Canopy	570 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12122 E 38TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MIDILOME 6TH ADD LOT 9, BLK 2
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	MIDILOME 6TH ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3017
Census Tract	12402

Owner

12122 E 38th Ave is owned and occupied by two individuals who bought it in June 2010.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12122 E 38TH AVE, SPOKANE VALLEY, WA 99206-6330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2010 · Amount on File
Deed Sale	Jun 15, 2010 · Amount on File
Prior Sale	Jul 15, 2002 · Amount on File
Deed Document Number	20105908671
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12122 E 38TH AVE, SPOKANE VALLEY, WA 99206-6330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIGRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006979574
Date	Oct 9, 2020
Instrument	6979574

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12122 E 38TH AVE, SPOKANE VALLEY, WA 99206-6330
Document Number	0006821530
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12122 E 38TH AVE SPOKANE VALLEY WA 992066330, SPOKANE VALLEY, WA 99206-6330

Mortgage

Document Number	0006821530
Date	Jul 12, 2019
Instrument	6821530

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 11, 2029

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12122 E 38TH AVE, SPOKANE VALLEY, WA 99206-6330
Document Number	0006722730
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12122 E 38TH AVE SPOKANE VALLEY WA 992066330, SPOKANE VALLEY, WA 99206-6330

Mortgage

Document Number	0006722730
Date	Jul 6, 2018
Instrument	6722730

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12122 E 38th Ave was $5,867, up 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,867.00 (+2.64%)	$517,300 Land $120,000 Building $397,300	$517,300 Land $120,000 Building $397,300
2025	$5,716.00
2024		$518,300 (+24.5%) Land $90,000 Building $428,300	$518,300 (+24.5%) Land $90,000 Building $428,300
2023	$5,218.00 (+1.68%)	$416,300 Land $62,500 Building $353,800	$416,300 Land $62,500 Building $353,800
2022	$5,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12122 E 38th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12122 E 38th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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