12121 E 56th St, Ripley, OK 74062 Property Records

Payne County property record for 12121 E 56th St, Ripley, OK 74062

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,196 sqft · built 1992
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (Aug 2025)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N04E-09-4-00000-000-0754`

Property Details

APN / Parcel Number

Primary APN	`18N04E-09-4-00000-000-0754`
Alternative APNs	`600003963` `3963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft
Basement Area	2,196 sqft
Finished Basement	2,196 sqft
Unfinished Basement	2,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Deck Area	Deck Area
Patio Area	440 sqft
Shed	1 Shed
Shed Area	512 sqft
Lean-To	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3963
Street Address	12121 E 56TH ST
City	RIPLEY
State	OK
Zip	74062-6271
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	09-18N-04E D-754 (80ACM/L) E/2 NW/4
Legal Range	04E
Legal Township	18N
Legal Section	09
Legal Subdivision	18N-04E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1021
Census Tract	11103

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12121 E 56TH ST, RIPLEY, OK 74062-6271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	20258901
Deed Book / Page	2883 / 36
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 11, 2025
Property Address	12121 E 56TH ST, RIPLEY, OK 74062-6271
Document Number	0028830036
Book / Page	2883 / 36
Instrument Date	Jul 14, 2025
Instrument	I-2025-008901
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OCTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12121 E 56TH ST, RIPLEY, OK 74062-6271

Mortgage

Document Number	I2025008902
Date	Aug 11, 2025
Instrument	I-2025-008902

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754 (-96.76%) Land $754	$6,620 (-97.92%) Land $6,620
2025	$2,294.00 (-1.21%) Homeowner's exemption	$23,304 (-) Land $1,863 Building $21,441
2024	$2,322.00 (+10.52%) Homeowner's exemption	$23,304 (+3%) Land $1,863 Building $21,441	$318,710 (+9.85%) Land $25,490 Building $293,220
2023	$2,101.00 (+1.64%) Homeowner's exemption	$22,626 (+3%) Land $2,622 Building $20,004	$290,120 (+8.72%) Land $33,620 Building $256,500
2022	$2,067.00 Homeowner's exemption	$21,967 Land $2,767 Building $19,200	$266,860 Land $33,620 Building $233,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

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