12121 Desert Ranch Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 12121 Desert Ranch Rd, Phelan, CA 92371

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1991
Lot Size2.31 acres (101,059 sqft)
OwnerIndividual Name on File
Tax Bill$2,458 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2022 Transfer
Flood ZoneZone X (moderate risk)
APN3098-281-19-0000

Property Details

APN / Parcel Number

Primary APN3098-281-19-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
Gross Area1,945 sqft
1st Floor Area1,441 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area101,059 sqft
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area134 sqft
Patio Area134 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address12121 DESERT RANCH RD
CityPHELAN
StateCA
Zip92371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePHRL
Legal DescriptionTRACT 13173 LOT 18
Legal Subdivision245M53-54
Legal Tract13173
Legal Block2
Legal Lot Number18
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2082
Census Tract9122

Owner

12121 Desert Ranch Rd is owned by an individual who acquired it in February 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 291651, PHELAN, CA 92329-1651
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK NA
Dec 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 10, 2026
Transfer Doc0000040672
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateFeb 11, 2026
Property Address12121 DESERT RANCH RD, PHELAN, CA 92371
Document Number0000040672
Map ReferenceMB 218 PG 72&73
Instrument DateFeb 10, 2026
Instrument2026-0040672
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 291651, PHELAN, CA 92329-1651

Mortgage

Document Number0000040673
DateFeb 11, 2026
Instrument2026-0040673
Lender
NameFLAGSTAR BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateDec 1, 2022
Property Address12121 DESERT RANCH RD, PHELAN, CA 92371
Document Number0000387324
Instrument DateAug 31, 2020
Instrument2022-0387324
Transaction TypeTransfer
Record UpdatedDec 14, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12121 DESERT RANCH RD, PHELAN, CA 92371

Transferred To (Grantee/Buyer)

NameVerified Name
Address12121 DESERT RANCH RD, PHELAN, CA 92371

Tax Assessment & Valuation

The 2025 property tax bill for 12121 Desert Ranch Rd was $2,458.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictSnowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$199,369 (+2%) Land $52,009 Building $147,360
2025$2,458.00 Homeowner's exemption$195,460 Land $50,989 Building $144,471
2023$2,276.00 (+2.38%) Homeowner's exemption$187,870 Land $49,009 Building $138,861
2022$2,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12121 Desert Ranch Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12121 Desert Ranch Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELAN PINON HILLS CSD
serves 24,509 people · EPA ID CA3610120
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Race Communications
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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