12120 Shortleaf Rd, Ruther Glen, VA 22546 Property Records

Caroline County property record for 12120 Shortleaf Rd, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 2021
Lot Size0.303 acres (13,233 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Dec 2021)
Tax Bill$1,917 (2026)
Deeds & MortgagesJul 2021 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN93A1-1-703

Property Details

APN / Parcel Number

Primary APN93A1-1-703
Alternative APNs
  • 093A1 1 703
  • 15542

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area2,932 sqft
1st Floor Area1,400 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,233 sqft (0.303 acres)
TerrainRolling
DrivewayDriveway
Driveway Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number15542
Street Address12120 SHORTLEAF RD
CityRUTHER GLEN
StateVA
Zip22546-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionCAROLINE PINES LOT 703
Legal SubdivisionCAROLINE PINES
Legal Lot Number703
JurisdictionCAROLINE VA
Township / Civil DivisionREEDY CHURCH
Census Block Group2
Census Block2018
Census Tract30600

Owner

12120 Shortleaf Rd is owned and occupied by an individual who bought it in December 2021.

Source: Caroline County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address12120 SHORTLEAF RD, RUTHER GLEN, VA 22546-3521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
FOUNDATION LENDING LLC
Dec 29, 2021Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Mar 31, 2021Deed, Transfer
NOT AVAILABLE, SUPERIOR SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2021 · Amount on File
Deed SaleDec 29, 2021 · Amount on File
Prior SaleMar 31, 2021 · Amount on File
Deed Document Number20218008
Deed Book / Page1480 / 269
Prior Transfer DateApr 25, 2011
Prior Transfer Doc0001058780
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address12120 SHORTLEAF RD, RUTHER GLEN, VA 22546-3521
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000145384
DateJul 30, 2021
Book Page1453/84
Instrument210004534
Lender
NameFOUNDATION LENDING LLC
TypeNon-Lending Institution
AddressFREDERICKSBURG, VA 22407
Agreement
TypeLine of Credit
AmountAmount on Record
Term13 Months
DueAug 1, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateDec 29, 2021
Property Address12120 SHORTLEAF RD, RUTHER GLEN, VA 22546-3521
Document Number0001480269
Book / Page1480 / 269
Map ReferenceMB 178 PG 87
Instrument DateDec 28, 2021
Instrument210008008
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyEKKO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12120 SHORTLEAF RD, RUTHER GLEN, VA 22546-3521

Mortgage

Document Number0210008009
DateDec 29, 2021
Instrument210008009
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateMar 31, 2021
Property Address12120 SHORTLEAF RD, RUTHER GLEN, VA 22546-3521
Document Number0001430181
Book / Page1430 / 181
Map ReferenceMB 178 PG 87
Instrument DateMar 26, 2021
Instrument210001917
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyNOT AVAILABLE, SUPERIOR SETTLEMENT SVCS LLC

Transaction

AmountAmount on Record
Tax$40.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 BELLE PLAINS RD, FREDERICKSBURG, VA 22405-3635
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 12120 Shortleaf Rd was $1,917, down 99.2% from the year before.

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,917.00 (-99.25%)$330,500 Land $40,000 Building $290,500
2025$254,485.00$330,500 Land $40,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12120 Shortleaf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12120 Shortleaf Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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