Worcester County property record for 12120 Sheppards Crossing Rd, Whaleyville, MD 21872
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,744 sqft · built 2006 |
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,796 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-147673 |
| Primary APN | 03-147673 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,744 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 114,998 sqft (2.64 acres) |
| Shed | 1 Shed |
| Shed Area | 2,176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 147673 |
|---|---|
| Street Address | 12120 SHEPPARDS CROSSING RD |
| City | WHALEYVILLE |
| State | MD |
| Zip | 21872-2068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 3 2.64 ACS SHEPPARDS CROSSING RD MIN SUB JAMES WINDSOR PL |
| Legal Subdivision | MIN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 4, WESTERN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950800 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12120 SHEPPARDS CROSSING RD, WHALEYVILLE, MD 21872-2068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 12120 SHEPPARDS CROSSING RD, WHALEYVILLE, MD 21872-2068 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12120 SHEPPARDS CROSSING RD, WHALEYVILLE, MD 21872-2068 |
| Document Number | 0091060395 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 9106/395 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,796.00 (+5.86%) | $404,833 (+24.23%) | $427,600 (+19.01%) Land $54,100 Building $373,500 |
| 2025 | $3,586.00 (+15.01%) | ||
| 2023 | $3,118.00 | $325,867 | $359,300 Land $54,100 Building $305,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2012–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jan 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
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