12120 Roby Rd, Plato, MO 65552 Property Records

Texas County property record for 12120 Roby Rd, Plato, MO 65552

Property Summary

Property Type	Rural Home
Details	1,568 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,227 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 3 more
APN	`7-2-10-8.04`

Property Details

APN / Parcel Number

Primary APN	`7-2-10-8.04`
Alternative APN	`07-0.2-10-000-000-008.04`

Interior

Stories	1 Story
Building Area	1,568 sqft Finished Area
Flooring	Carpet
Interior Walls	Log

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	726 ft deep x 599 ft wide
Garage Type	Mixed
Garage Area	3,025 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	12120 ROBY RD
City	PLATO
State	MO
Zip	65552-8140
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NWQ SWQ 599' X 726 '
Legal Range	11
Legal Township	32
Legal Section	10
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	1
Census Block	1007
Census Tract	480301

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12120 ROBY RD, PLATO, MO 65552-8140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 16, 2018	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Aug 17, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB
May 16, 2018	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2013
Deed Sale	Jul 11, 2013
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	20132022
Deed Book / Page	2013 / 2022
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Recording Date	May 12, 2026
Property Address	12120 ROBY RD, PLATO, MO 65552-8140
Document Number	0000001623
Book / Page	2026 / 1623
Instrument Date	May 4, 2026
Instrument	20261623
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12120 ROBY RD, PLATO, MO 65552-8140

Mortgage

Document Number	0000001623,
Date	May 12, 2026
Book Page	2026/1623
Instrument	20261623

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12120 ROBY RD, PLATO, MO 65552-8140
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12120 RODY RD, PLATO, MO 65552-8140

Mortgage

Document Number	2021/1621
Date	Apr 28, 2021
Book Page	2021/1621
Instrument	202101621

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12120 ROBY RD, PLATO, MO 65552-8140
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1354
Date	May 16, 2018
Book Page	2018/1354
Instrument	201801354

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	COLUMBIA, MO 65203

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 16, 2058

Interest

Rate	3.75%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12120 ROBY RD, PLATO, MO 65552-8140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2519
Date	Aug 17, 2017
Book Page	2017/2519
Instrument	201702519

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12120 ROBY RD, PLATO, MO 65552-8140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1353
Date	May 16, 2018
Book Page	2018/1353
Instrument	201801353

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	COLUMBIA, MO 65203

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 16, 2058

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (+32.94%)	$33,800 (+34.18%)	$208,700 (+52.35%) Land $7,940 Building $200,760
2024	$923.00
2023		$25,190	$136,990 Land $7,940 Building $129,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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