12120 Rd 355, Union, MS 39365 Property Records

Neshoba County property record for 12120 Rd 355, Union, MS 39365

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,280 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$452 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09500-15-009.001`

Property Details

APN / Parcel Number

Primary APN	`09500-15-009.001`
Alternative APN	`18821`

Interior

Full Baths	1 Bath
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Mobile/Manufactured
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft

Location & Zoning

Account Number	18821
Street Address	12120 ROAD 355
City	UNION
State	MS
Zip	39365-8941
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT W 1/2 OF SW 1/4 OF NE 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	10700

Owner

12120 Rd 355, a mobile home, is owned and occupied by an individual who acquired it in July 2006.

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12120 ROAD 355, UNION, MS 39365-8941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jan 15, 2019	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2006
Deed Sale	Jul 13, 2006
Deed Document Number	0020062031
Deed Book / Page	2006 / 2031
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12120 ROAD 355, UNION, MS 39365-8941
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/8549
Date	Nov 20, 2025
Book Page	2025/8549
Instrument	2025-8549

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12120 ROAD 355, UNION, MS 39365-8941
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/434
Date	Jan 15, 2019
Book Page	2019/434

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12120 Rd 355 was $452, down 4.6% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00 (-4.64%)	$4,307	$28,710 Land $5,800 Building $22,910
2024	$474.00 (-0.21%)
2023	$475.00	$4,291	$28,600 Land $5,800 Building $22,800
2021	$472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12120 Rd 355 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12120 Rd 355 is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem, T-Mobile, Verizon.

Nearby Properties on Rd 355

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