12120 Maple St, Montgomery, MI 49255 Property Records

Hillsdale County property record for 12120 Maple St, Montgomery, MI 49255

Property Summary

Property Type	Single Family Home
Details	2 ba · 990 sqft · built 1998
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Tax Bill	$3,305 (2021)
Deeds & Mortgages	May 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-040-001-004`

Property Details

APN / Parcel Number

Primary APN	`14-040-001-004`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	990 sqft Living Area
Gross Area	1,634 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Lot Area	8,625 sqft (0.198 acres)
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	12120 MAPLE ST
City	MONTGOMERY
State	MI
Zip	49255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON E LN LOT 5, 11 FT NE OF SE COR SD LOT TH NE ALG E LOT LN 50.5 FT TH NW PAR WITH N LOT LN 100 FT TO W LN LOT 4 TH NE AL
Legal Lot Number	5,11,4
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1089
Census Tract	51200

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	701 BURR RD APT 27, 27, WAUSEON, OH 43567-1683
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS AND MERCHANTS STATE BANK
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MECHANICS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009
Deed Sale	Dec 22, 2009
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	0014110718
Deed Book / Page	1411 / 0718
Record Updated	Jun 7, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12120 MAPLE ST, MONTGOMERY, MI 49255
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01689/0497
Date	May 8, 2018
Book Page	1689/0497

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	WAUSEON, OH 43567

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12120 MAPLE ST, MONTGOMERY, MI 49255
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001789/260
Date	Mar 15, 2021
Book Page	1789/260

Lender

Name	THE FARMERS AND MERCHANTS STATE BANK
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12120 MAPLE ST, MONTGOMERY, MI 49255
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001789/281
Date	Mar 15, 2021
Book Page	1789/281

Lender

Name	THE FARMERS & MECHANICS STATE BANK
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$229,100	$455,900 Land $68,670 Building $387,230
2021	$3,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Mercury Fiber, T-Mobile.

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