12120 E O Ave, Climax, MI 49034 Property Records

Kalamazoo County property record for 12120 E O Ave, Climax, MI 49034

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,710 sqft · built 1883
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$1,825,000 (Jul 2018)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-105-016`

Property Details

APN / Parcel Number

Primary APN	`12-08-105-016`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,710 sqft Living Area
1st Floor Area	1,355 sqft
Basement Area	701 sqft
Unfinished Basement	701 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	440 ft deep x 330 ft wide
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12120 E O AVE
City	CLIMAX
State	MI
Zip	49034-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 8-3-9 BEG IN N LI 430.08 FT E OF NW COR TH E ON N LI330 FT TH S AT RT ANG 1320 FT TH W PAR N LI 330 FT TH N 1320 FT TO
Legal Range	09
Legal Township	03
Legal Section	08
Jurisdiction	KALAMAZOO MI
Township / Civil Division	CLIMAX
Census Block Group	1
Census Block	1026
Census Tract	3400

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12120 E O AVE, CLIMAX, MI 49034-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Jul 11, 2018	Warranty Deed, Transfer METRO ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	201822149
Prior Transfer Date	Mar 27, 2009
Prior Transfer Doc	0000009796
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	12120 E O AVE, CLIMAX, MI 49034-9733
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018020540
Date	Jun 27, 2018
Instrument	2018-020540

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	12120 E O AVE, CLIMAX, MI 49034-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METRO ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020029833
Date	Sep 4, 2020
Instrument	2020-029833

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 11, 2018
Property Address	12120 E O AVE, CLIMAX, MI 49034-9733
Document Number	2018022149
Instrument Date	Jun 16, 2018
Instrument	2018-022149
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,569.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12120 E O AVE, 12120, CLIMAX, MI 49034-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W MAPLE ST, VICKSBURG, MI 49097-1218

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Climax Township
Unified School District	Climax-Scotts Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,800	$295,600
2025	$3,952.00 Homeowner's exemption

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E O Ave

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