Schenectady County and Schenectady City property record for 1212 Waverly Pl, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,682 sqft · built 1928 |
| Lot Size | 0.424 acres (18,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Oct 2007) |
| Tax Bill | $9,942 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.69-1-38 |
| Primary APN | 421500 40.69-1-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,682 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Upper Floors Area | 1,401 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 18,500 sqft (0.424 acres) |
| Lot Dimensions | 148 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 900 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1212 WAVERLY PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 17 18 AND PT OF 19 2 BRICK AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 20500 |
1212 Waverly Pl is owned and occupied by two individuals who bought it in October 2007.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2007 · Amount on File |
| Deed Sale | Oct 18, 2007 · Amount on File |
| Deed Book / Page | 1769 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 27, 2026 |
| Property Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Document Number | 0000016790 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202616790 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Document Number | 0000016790, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202616790 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Document Number | 0000016534 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5214/558 |
| Instrument | 202216534 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 1212 WAVERLY PL, SCHENECTADY, NY 12308-2627 |
| Document Number | 0000016535 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5214/577 |
| Instrument | 202216535 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Dec 1, 2036 |
The 2026 property tax bill for 1212 Waverly Pl was $9,942 with a homeowner's exemption, up 2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,942.00 (+2.02%) Homeowner's exemption | ||
| 2025 | $9,745.00 | $202,100 Land $30,300 Building $171,800 | $334,658 Land $50,174 Building $284,484 |
| 2023 | $202,100 (-) Land $30,300 Building $171,800 | $255,823 (+3.8%) Land $38,354 Building $217,469 | |
| 2022 | $202,100 Land $30,300 Building $171,800 | $246,463 Land $36,951 Building $209,512 | |
| 2021 | $9,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1212 Waverly Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1212 Waverly Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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