1212 W Central Ave, Temple, TX 76504 Property Records

Bell County property record for 1212 W Central Ave, Temple, TX 76504

Property Summary

Property Type	Commercial
Details	2 ba · 4,412 sqft · built 1990
Lot Size	1.6 acres (70,000 sqft)
Owner	Company on Record
Tax Bill	$7,163 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification Apr 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0050650000`

Property Details

APN / Parcel Number

Primary APN	`0050650000`
Alternative APNs	`100837` `225639`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,412 sqft Gross Area
1st Floor Area	3,516 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Gravel
Lot Area	70,000 sqft (1.6 acres)
Lot Dimensions	480 ft deep x 540 ft wide
View / Lot	Commercial

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	Deck Area
Canopy	3,450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1212 W CENTRAL AVE
City	TEMPLE
State	TX
Zip	76504-4170
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COMB
Legal Description	FREEMAN HEIGHTS, BLOCK 004, LOT 9-12, PT 7, 8, (W 1/2 OF 7, 8)
Legal Subdivision	FREEMAN HEIGHTS
Legal Block	4
Legal Lot Number	9-12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1012
Census Tract	20702

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	PO BOX 1287, TEMPLE, TX 76503-1287
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CTRL TX
Apr 25, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CTRL TX
Dec 30, 2016	Loan Modification, Mortgage FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1212 W CENTRAL AVE, TEMPLE, TX 76504-4170
Document Number	0000044394
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1287 TEMPLE TX 765031287, TEMPLE, TX 76503-1287

Mortgage

Document Number	0000044394
Date	Oct 23, 2017
Instrument	44394

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1212 W CENTRAL AVE, TEMPLE, TX 76504-4170
Document Number	0000044396
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1287 TEMPLE TX 765031287, TEMPLE, TX 76503-1287

Mortgage

Document Number	0000044396
Date	Oct 23, 2017
Instrument	44396

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1212 W CENTRAL AVE, TEMPLE, TX 76504-4170
Document Number	0000000189
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1287 TEMPLE TX 765031287, TEMPLE, TX 76503-1287

Mortgage

Document Number	0000000189
Date	Jan 3, 2017
Instrument	189

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,163.00 (+11.59%)	$297,512 (+6.25%) Land $64,750 Building $232,762	$297,512 (+6.25%) Land $64,750 Building $232,762
2023	$6,419.00 (+1.17%)	$280,000 Land $66,850 Building $213,150	$280,000 Land $66,850 Building $213,150
2022	$6,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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