1212 Tree Top Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 1212 Tree Top Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,817 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-2-002-202.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-2-002-202.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1212 TREE TOP LN
City	SAINT CLAIR
State	MO
Zip	63077-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:1 BLOCK 3 LAKE ST CLAIR 1-5,12
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	NW
Legal Subdivision	LAKE ST CLAIR
Legal Block	3
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2034
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1212 TREE TOP LN, SAINT CLAIR, MO 63077-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2018	Quit Claim Deed, Mortgage ELECTRO SVGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023
Deed Sale	May 11, 2023
Prior Sale	Apr 6, 2018
Deed Document Number	2305384
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 11, 2023
Property Address	1212 TREE TOP LN, SAINT CLAIR, MO 63077-2047
Document Number	0002305384
Map Reference	PB J PG 65
Instrument Date	May 10, 2023
Instrument	2305384
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NOT AVAILABLE, ATL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 JENNY LN, ROBERTSVILLE, MO 63072-1900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 TREE TOP LN, SAINT CLAIR, MO 63077-2047

Mortgage

Document Number	0002305385
Date	May 11, 2023
Instrument	2305385

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 6, 2018
Property Address	1212 TREE TOP LN, SAINT CLAIR, MO 63077-2047
Document Number	0000004478
Instrument Date	Mar 6, 2018
Instrument	4478
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1212 TREE TOP LN ST CLAIR MO 630772047, ST CLAIR, MO 63077-2047

Mortgage

Document Number	4479
Date	Apr 6, 2018
Instrument	4479

Lender

Name	ELECTRO SVGS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2028

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+23.94%)	$28,719 (+14.46%)	$151,150 (+14.46%) Land $16,200 Building $134,950
2023	$1,466.00 (+3.39%)	$25,090	$132,050 Land $16,200 Building $115,850
2022	$1,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed.

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