1212 Speight Ave, Waco, TX 76706 Property Records

McLennan County property record for 1212 Speight Ave, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	built 2002
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Mar 2017 Loan Modification Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001600-031100-4`

Property Details

APN / Parcel Number

Primary APN	`48-001600-031100-4`
Alternative APNs	`4800160003110040101` `162153`

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Street Address	1212 SPEIGHT AVE
City	WACO
State	TX
Zip	76706-2138
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	BAGBY LOT B3 A4 BLOCK 20 ACRES .1894
Legal Subdivision	BAGBY
Legal Block	20
Legal Lot Number	B3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	917 RANCHO HERMOSO, LORENA, TX 76655-0015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Feb 3, 2017	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1212 SPEIGHT AVE, WACO, TX 76706-2138
Document Number	0000006876
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Mortgage

Document Number	0000006876
Date	Mar 6, 2017
Instrument	6876

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	6%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1212 SPEIGHT AVE, WACO, TX 76706-2138
Document Number	0000004578
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Mortgage

Document Number	0000004578
Date	Feb 14, 2017
Instrument	4578

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (-7.51%) Land $194,000	$194,000 (-7.51%) Land $194,000
2025	$4,716.00 (+3.19%)	$209,760 (+24.23%) Land $206,250 Building $3,510	$209,760 (+24.23%) Land $206,250 Building $3,510
2024	$4,570.00 (+20.74%)
2023		$168,850 Land $165,000 Building $3,850	$168,850 Land $165,000 Building $3,850
2022	$3,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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