1212 Rivera St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1212 Rivera St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1962
Lot Size	0.112 acres (4,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Aug 2022)
Tax Bill	$22,605 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`503-091-013-6`

Property Details

APN / Parcel Number

Primary APN	`503-091-013-6`
Alternative APN	`503-091-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1987
Lot Area	4,895 sqft (0.112 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1212 RIVERA ST
City	EL CERRITO
State	CA
Zip	94530-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3078 LOT 8
Legal Subdivision	PORTOLA PARK SUB 3078
Legal Tract	3078
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 NORVELL ST, EL CERRITO, CA 94530-3242
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage PACIFIC SERVICE CU
Aug 3, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC EMPS CU
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	2022121857
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0000071183
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454

Mortgage

Document Number	0000003920
Date	Jan 7, 2022
Instrument	2022-003920

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Amount	Amount Recorded

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 3, 2022
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Document Number	0000121857
Map Reference	MB 89 PG 40
Instrument Date	Jul 28, 2022
Instrument	2022-121857
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	502 NORVELL ST, EL CERRITO, CA 94530-3242

Mortgage

Document Number	0000121858
Date	Aug 3, 2022
Instrument	2022-121858

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Document Number	0000026482
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 RIVERA ST EL CERRITO CA 945302454, EL CERRITO, CA 94530-2454

Mortgage

Document Number	0000026482
Date	Feb 12, 2020
Instrument	26482

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Document Number	0000085481
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 RIVERA ST EL CERRITO CA 945302454, EL CERRITO, CA 94530-2454

Mortgage

Document Number	0000085481
Date	Jun 7, 2019
Instrument	85481

Lender

Name	PACIFIC SVC CU
Address	WALNUT CREEK, CA 94596-8191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Document Number	0000046682
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 RIVERA ST EL CERRITO CA 945302454, EL CERRITO, CA 94530-2454

Mortgage

Document Number	0000046682
Date	Mar 27, 2018
Instrument	46682

Lender

Name	PACIFIC SVC EMPS CU
Type	Credit Union
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1212 RIVERA ST, EL CERRITO, CA 94530-2454
Document Number	0000071760
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 RIVERA ST EL CERRITO CA 945302454, EL CERRITO, CA 94530-2454

Mortgage

Document Number	0000071760
Date	Apr 26, 2017
Instrument	71760

Lender

Name	PACIFIC SVC EMPS CU
Type	Credit Union
Address	WALNUT CREEK, CA 94596-8191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,697,932 (+2%) Land $1,379,570 Building $318,362
2025	$22,605.00 (+4.28%)	$1,664,640 (+4.04%) Land $1,352,520 Building $312,120
2023	$21,677.00 (+837.99%)	$1,600,000 Land $1,300,000 Building $300,000
2022	$2,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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