1212 Pendleton St, Bay City, MI 48708 Property Records

Bay County property record for 1212 Pendleton St, Bay City, MI 48708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 946 sqft · built 1919
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$75,700 (Nov 2019)
Tax Bill$1,251 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160-022-327-001-00

Property Details

APN / Parcel Number

Primary APN160-022-327-001-00
Alternative APN
  • 0913002232700100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area946 sqft Living Area
1st Floor Area946 sqft
Basement Area946 sqft
Unfinished Basement946 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1212 PENDLETON ST
CityBAY CITY
StateMI
Zip48708-6268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionN 50 FT OF S 100 FT OF LOTS 4 & 5 BLK 4 MCEWAN & JENNISONS ADD TO BC
Legal SubdivisionMCEWAN & JENNISONS ADD
Legal Block4
Legal Lot Number4-5
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group4
Census Block4002
Census Tract280500

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1212 PENDLETON ST, BAY CITY, MI 48708-6268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleMay 11, 2007 · Amount on Record
Deed Document Number201915391
Prior Transfer DateJan 17, 1996
Prior Transfer Doc1390000451
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateNov 13, 2019
Property Address1212 PENDLETON ST, BAY CITY, MI 48708-6268
Document Number0000015391
Instrument DateNov 6, 2019
Instrument15391
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$651.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 CAMBRIA DR #102 BAY CITY MI 487062288, 102, BAY CITY, MI 48706-2288

Mortgage

Document Number15392
DateNov 13, 2019
Instrument15392
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

Mortgage

Document Number15393,
DateNov 13, 2019
Instrument15393
Lender
NameMICHIGAN ST HSNG DEV AUTH
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,251.00 (+14.46%) Homeowner's exemption$47,550 (+36.83%)$95,100 (+36.83%)
2023$34,750$69,500
2022$1,093.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: Verizon.

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