1212 Overdale Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1212 Overdale Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,859 sqft · built 2014
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Tax Bill	$10,438 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Aug 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`162961-1740`

Property Details

APN / Parcel Number

Primary APN	`162961-1740`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,859 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,472 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Finished/Open Porch
Porch Area	290 sqft
Patio Area	1,260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1212 OVERDALE RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 174 OR3970/1926 & 4244/834(D/M)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	174
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1212 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit HARBOR COMMUNITY BANK
Aug 21, 2020	Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016
Deed Sale	Aug 1, 2016
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Book / Page	4244 / 834
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1212 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2301
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043970349
Date	Jun 29, 2017
Book Page	4397/0349
Instrument	2017045067

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	01975

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 21, 2042

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1212 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2301
Document Number	0050341853
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 OVERDALE RD ST AUGUSTINE FL 320802301, ST AUGUSTINE, FL 32080-2301

Mortgage

Document Number	0050341853
Date	Sep 4, 2020
Book Page	005034/001853
Instrument	75295

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	SAINT AUGUSTINE, FL 32086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2030

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,353 (-5.08%)	$751,983 (-9.87%) Land $235,000 Building $516,983
2025	$10,438.00 (+12.1%) Homeowner's exemption	$674,600 (+3.29%)	$834,376 (+3.53%) Land $235,000 Building $599,376
2024	$9,311.00 (+6.57%) Homeowner's exemption	$653,117 (+5.59%)	$805,920 (+7.27%) Land $250,000 Building $555,920
2023	$8,737.00 (+5.69%) Homeowner's exemption	$618,524 (+7.4%)	$751,307 (+10.44%) Land $250,000 Building $501,307
2022	$8,267.00 Homeowner's exemption	$575,933	$680,272 Land $207,200 Building $473,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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