1212 Modaff Rd, Naperville, IL 60540 Property Records

DuPage County property record for 1212 Modaff Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,595 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (May 2013)
Tax Bill$8,587 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Apr 2019 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN08-30-114-003

Property Details

APN / Parcel Number

Primary APN08-30-114-003

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,595 sqft Living Area
Gross Area2,332 sqft
1st Floor Area1,276 sqft
Basement Area1,056 sqft
Finished Basement319 sqft
Unfinished Basement737 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1212 MODAFF RD
CityNAPERVILLE
StateIL
Zip60540-7819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 12
Legal SubdivisionMOSER HIGHLANDS
Legal Block9
Legal Lot Number18
Legal Unit12
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2019
Census Tract846206

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE FUNDING INC
Dec 3, 2019Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Dec 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE FUNDING INC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGE FUNDING INC
Apr 2, 2019Deed of Trust, Mortgage · Conventional with PMI
US MTG FUND
Nov 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 29, 2017Loan Modification, Mortgage · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2013 · Amount on Record
Deed SaleMay 10, 2013 · Amount on Record
Deed Document Number201368550
Last Transfer DateAug 30, 2018
Transfer Doc0000103140
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819

Mortgage

Document Number0000071962
DateNov 8, 2023
InstrumentR2023-071962
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026248
DateApr 10, 2019
InstrumentR2019-026248
Lender
NameUS MORTGAGE FUNDING INC
TypeNon-Lending Institution
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate5.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111432
DateDec 3, 2019
InstrumentR2019-111432
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111431
DateDec 3, 2019
InstrumentR2019-111431
Lender
NameUS MORTGAGE FUNDING INC
TypeMortgage Company
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate4.37%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127585
DateOct 29, 2020
InstrumentR2020-127585
Lender
NameUS MORTGAGE FUNDING INC
TypeMortgage Company
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050
Interest
Rate3%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Document Number0000115848
Instrument DateApr 2, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 MODAFF RD NAPERVILLE IL 605407819, NAPERVILLE, IL 60540-7819

Mortgage

Document Number0000115848
DateDec 13, 2019
Instrument115848
Lender
NameUS MTG FUND
TypeMortgage Company
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 12, 2049
Interest
Rate5.75%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateNov 5, 2018
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Document Number0000103140
Instrument DateAug 30, 2018
Instrument103140
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 MODAFF RD NAPERVILLE IL 605407819, NAPERVILLE, IL 60540-7819

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address1212 MODAFF RD, NAPERVILLE, IL 60540-7819
Document Number0000110928
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 MODAFF RD NAPERVILLE IL 605407819, NAPERVILLE, IL 60540-7819

Mortgage

Document Number0000110928
DateOct 27, 2017
Instrument110928
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueOct 26, 2057
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,587.00 (+3.87%) Homeowner's exemption$155,150 (+8.53%) Land $84,443 Building $70,707$465,450 (+8.53%) Land $253,329 Building $212,121
2024$8,267.00 (+12.35%)$142,956 (+19.43%) Land $77,806 Building $65,150$428,868 (+19.43%) Land $233,418 Building $195,450
2022$7,358.00 Homeowner's exemption$119,700 Land $65,150 Building $54,550$359,100 Land $195,450 Building $163,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1983)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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