1212 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1212 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 882 sqft · built 1937
Lot Size	0.146 acres (6,350 sqft)
Owner	Company Name on File
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-233-003`

Property Details

APN / Parcel Number

Primary APN	`8913-35-233-003`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	528 sqft
Attic	Attic
Attic Area	290 sqft
Basement Area	592 sqft
Finished Basement	225 sqft
Unfinished Basement	592 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1212 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE LEAF ADDITION LOT 4 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	MAPLE LEAF ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2013
Census Tract	1100

Owner

1212 Forest Ave is owned by a company that acquired it in February 2006.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	3025 MCCLAIN DR, CEDAR FALLS, IA 50613-5219
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 10, 2006
Transfer Doc	0000019788
Record Updated	Oct 29, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 1, 2019
Property Address	1212 FOREST AVE, WATERLOO, IA 50702-3137
Document Number	202000005934
Instrument Date	Sep 26, 2019
Instrument	202000005934
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 MCCLAIN DR, CEDAR FALLS, IA 50613-5219

Mortgage

Document Number	202000005995
Date	Oct 1, 2019
Instrument	202000005995

Lender

Name	FIRST SECURITY BANK & TRUST CO

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1212 Forest Ave was $1,976, up 0.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+0.71%)	$96,840 Land $15,760 Building $81,080	$96,840 Land $15,760 Building $81,080
2024	$1,962.00
2023		$90,440 (+25.93%) Land $15,760 Building $74,680	$90,440 Land $15,760 Building $74,680
2022	$1,578.00	$71,820 Land $15,760 Building $56,060
2021			$71,820 Land $15,760 Building $56,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1212 Forest Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1212 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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