1212 E Railroad St, Robards, KY 42452 Property Records

Henderson County property record for 1212 E Railroad St, Robards, KY 42452 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1978
Lot Size	0.855 acres (37,244 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Nov 2018)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71A-97`

Property Details

APN / Parcel Number

Primary APN	`71A-97`
Alternative APN	`44579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Finished Area

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,244 sqft (0.855 acres)
Lot Dimensions	207 ft deep x 180 ft wide
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	44579
Street Address	1212 E RAILROAD ST
City	ROBARDS
State	KY
Zip	42452-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	1
Census Block	1053
Census Tract	20800

Owner

Source: Henderson County records · APN 71A-97

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage · FmHA Mortgage FIRST & FARMERS NATIONAL BANK INC
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 21, 2018	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	2018012763
Deed Book / Page	RE 0634 / 397
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1269/133
Date	Aug 17, 2018
Book Page	MT 1269/133
Instrument	2018009014

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank
Address	COLUMBIA, KY 42728

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 08, 2019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1259/513
Date	Mar 27, 2018
Book Page	MT 1259/513
Instrument	2018003046

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1346/632
Date	Mar 08, 2021
Book Page	MT 1346/632
Instrument	2021002425

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2046

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 21, 2018
Property Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572
Document Number	RE0634/397
Book / Page	RE 0634 / 397
Map Reference	DD 268 PG 277
Instrument Date	Nov 19, 2018
Instrument	2018012763
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2163 BULL RUN RD, 2163, COLUMBIA, KY 42728-9074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1212 E RAILROAD ST, ROBARDS, KY 42452-9572

Mortgage

Document Number	2018012764
Date	Nov 21, 2018
Instrument	2018012764

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Robards City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 (-0.79%) Homeowner's exemption	$86,000 (-)	$86,000 (-)
2023	$1,016.00 Homeowner's exemption	$86,000	$86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010208001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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