Union County property record for 1212 Cherry St, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,277 sqft Living Area |
| Lot Size | 6,795 sqft (0.156 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $2,427.00 (2025) |
| Primary APN | 09-226-160 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,277 sqft Living Area |
| 1st Floor | 1,086 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,795 sqft (0.156 acres) |
| Shed | 1 Shed |
| Porch Area | 110 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1212 CHERRY ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-2902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 8525-0878 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 20406 |
Source: Union County records · APN 09-226-160
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 20, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Doc Number | 202225284 |
| Deed Book / Page | 8525 / 878 |
| Prior Transfer Date | Aug 18, 2009 |
| Prior Transfer Doc | 5196842 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0008525878 |
| Book / Page | 8525 / 878 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 25284 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0000025285 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 25285 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 24, 2020 |
| Property Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0007821241 |
| Book / Page | 7821 / 241 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 38160 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0000038161 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 38161 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 20, 2017 |
| Property Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0006896382 |
| Book / Page | 6896 / 382 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 0007563 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 MEADOW WOOD DR, 1425, FORT MILL, SC 29715-7081 |
| Name | Verified Name |
|---|---|
| Address | 1212 CHERRY ST, MONROE, NC 28110-2902 |
| Document Number | 0000007564 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 0007564 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 (+54.39%) | $277,700 (+92.58%) Land $30,300 Building $247,400 | $277,700 (+92.58%) Land $30,300 Building $247,400 |
| 2023 | $1,572.00 | $144,200 Land $16,700 Building $127,500 | $144,200 Land $16,700 Building $127,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures