1212 Arbor Bluff Cir, Ballwin, MO 63021 Property Records

St. Louis County property record for 1212 Arbor Bluff Cir, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,598 sqft · built 2001
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$261,982 (Aug 2001)
Tax Bill$5,165 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24R-22-1831

Property Details

APN / Parcel Number

Primary APN24R-22-1831

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,598 sqft Living Area
Gross Area3,010 sqft
1st Floor Area1,212 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions60 ft deep x 60 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
Patio Area28 sqft
Balcony Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1212 ARBOR BLUFF CIR
CityBALLWIN
StateMO
Zip63021-3700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionARBOR BLUFFS LOT 4
Legal SubdivisionARBOR BLUFFS
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group2
Census Block2003
Census Tract217932

Owner

Source: St. Louis County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1212 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Feb 3, 2020Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2001 · Amount on Record
Deed SaleAug 7, 2001 · Amount on Record
Deed Document Number2001445
Deed Book / Page13201 / 1730
Last Transfer DateDec 29, 2020
Transfer Doc0243230414
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1212 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700

Mortgage

Document Number0246302263
DateFeb 3, 2021
Book Page24630/2263
Instrument2021020300504
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1212 ARBOR BLUFF CIR, BALLWIN, MO 63021-3700
Document Number0239183093
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanyCOPPER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1212 ARBOR BLUFF CIR BALLWIN MO 630213700, BALLWIN, MO 63021-3700

Mortgage

Document Number0239183093
DateFeb 10, 2020
Book Page023918/003093
Instrument599
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,660 (+21.1%) Land $35,060 Building $61,600$508,700 (+21.09%) Land $184,500 Building $324,200
2024$5,165.00 (+1.43%)
2023$5,092.00 (+2.58%)$79,820 (+12.23%) Land $18,700 Building $61,120$420,100 (+12.24%) Land $98,400 Building $321,700
2022$4,964.00$71,120 Land $18,700 Building $52,420
2021$374,300 Land $98,400 Building $275,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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