1212 86th St, North Bergen, NJ 07047 Property Records

Hudson County and North Bergen Township property record for 1212 86th St, North Bergen, NJ 07047

Property Summary

Property Type	Single Family Home
Details	1,985 sqft · built 1931
Lot Size	0.071 acres (3,101 sqft)
Owner	2 Individual Names on File
Last Sale	$753,500 (Jul 2024)
Tax Bill	$9,288 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00367-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`08-00367-0000-00019`
Alternative APNs	`080036700019` `00891300`

Interior

Stories	2 Stories
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Aluminum/Vinyl
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide

Location & Zoning

Account Number	00891300
Street Address	1212 86TH ST
City	NORTH BERGEN
State	NJ
Zip	07047-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLINTON REALTY CO
Legal Block	367
Legal Lot Number	19
Jurisdiction	HUDSON NJ
Township / Civil Division	NORTH BERGEN
Census Block Group	2
Census Block	2007
Census Tract	14401

Owner

1212 86th St is owned and occupied by two individuals who bought it in July 2024.

Source: Hudson County and North Bergen Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1212 86TH ST, NORTH BERGEN, NJ 07047-4314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed, Transfer · FHA Mortgage MEGA CAPITAL FUNDING INC
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Feb 15, 2008 · Amount on File
Deed Document Number	202410054380
Deed Book / Page	9837 / 486
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Jul 29, 2024
Property Address	1212 86TH ST, NORTH BERGEN, NJ 07047-4314
Document Number	20240729010054380
Book / Page	9837 / 486
Instrument Date	Jul 9, 2024
Instrument	20240729010054380
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 73RD ST, NORTH BERGEN, NJ 07047-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1212 86TH ST, NORTH BERGEN, NJ 07047-4314

Mortgage

Document Number	0020630118
Date	Jul 29, 2024
Instrument	20630/118

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	1212 86TH ST, NORTH BERGEN, NJ 07047-4314
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230106060001300
Date	Jan 6, 2023
Book Page	20392/56
Instrument	20230106060001300

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1212 86th St was $9,288, up 4.6% from the year before.

Source: Hudson County and North Bergen Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
County Subdivision	North Bergen Township
Unified School District	North Bergen Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,100 (-) Land $287,000 Building $221,100	$508,100 (-) Land $287,000 Building $221,100
2025	$9,288.00 (+4.63%)	$508,100 Land $287,000 Building $221,100	$508,100 Land $287,000 Building $221,100
2024	$8,877.00
2023		$508,100 Land $287,000 Building $221,100	$508,100 Land $287,000 Building $221,100
2022	$7,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1212 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1212 86th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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