Benton County property record for 1212 2nd St NE, Saint Cloud, MN 56304
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Lot Size | 0.636 acres (27,706 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (May 2016) |
| Tax Bill | $16,848 (2026) |
| Deeds & Mortgages | Aug 2018 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.01360.00 |
| Primary APN | 17.01360.00 |
|---|
| Units | 12 Units |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 27,706 sqft (0.636 acres) |
| Street Address | 1212 2ND ST NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0957 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Legal Description | SECT-36 TWP-036 RANGE-031 SUNRISE 2ND ADDN LOT-001 BLOCK-001 & LOTS 2 & 3 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | SUNRISE 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21201 |
Source: Benton County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1148 HERITAGE DR, SHAKOPEE, MN 55379-2781 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit MIDCOUNTRY BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on Record |
| Deed Sale | May 26, 2016 · Amount on Record |
| Prior Sale | May 17, 2016 · Amount on Record |
| Deed Document Number | 2016416124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1212 2ND ST NE, SAINT CLOUD, MN 56304-0957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000431340 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 431340 |
| Name | MIDCOUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Jun 26, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1212 2ND ST NE, SAINT CLOUD, MN 56304-0957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1148 HERITAGE DR, SHAKOPEE, MN 55379-2781 |
| Document Number | 0000457130 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 457130 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 10, 2026 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,848.00 (+37.74%) | $794,800 (-8.34%) Land $84,000 Building $710,800 | $794,800 (-8.34%) Land $84,000 Building $710,800 |
| 2023 | $12,232.00 | $867,100 Land $84,000 Building $783,100 | $867,100 Land $84,000 Building $783,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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