Frederick County property record for 12118 Main St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1900 |
| Square Footage | 2,432 sqft Living Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Pool | 595 sqft |
| Tax Bill | $3,809.00 (2025) |
Source: Frederick County records · APN 08-217165
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 292, LIBERTYTOWN, MD 21762-0292 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 13, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 13, 2019 | Deed of Trust, Mortgage · Closed End Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 12118 MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 1783000213 |
| Book / Page | 17837 / 213 |
| Instrument Date | Apr 06, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 12118 E MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 1783000213, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17837/213 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 21, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12118 MAIN ST, UNION BRIDGE, MD 21791 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12118 MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 0163940319 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 16394/319 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12118 MAIN ST, UNION BRIDGE, MD 21791 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12118 MAIN ST, LIBERTYTOWN, MD 21762 |
| Document Number | 0163940319 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 16394/319 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12118 MAIN ST, UNION BRIDGE, MD 21791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0128360020 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 12836/0020 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12118 MAIN ST, UNION BRIDGE, MD 21791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0128360012 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 12836/0012 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,267 (+2.05%) | $319,600 (+6.14%) Land $117,200 Building $202,400 | |
| 2025 | $3,809.00 (+78.16%) | $301,100 (+14.97%) Land $117,200 Building $183,900 | $301,100 (-) Land $117,200 Building $183,900 |
| 2023 | $2,138.00 | $261,900 | $301,100 Land $117,200 Building $183,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-217165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,432 sqft Living Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 300 ft x 50 ft Depth x Width |
| Pool Area | 595 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,200 sqft Shed |
| Deck Area | 320 sqft Deck |
| Porch | Open Porch |
| Porch Area | 208 sqft Porch |
| Heating System | Baseboard Heating |
|---|---|
| Sewage | Municipal Sewage |
| Account Number | 217165 |
|---|---|
| Street Address | 12118 MAIN ST |
| City | LIBERTYTOWN |
| State | MD |
| Zip | 21762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 50 X 300 N/S E. MAIN ST. LIBERTYTOWN |
| Legal Subdivision | LIBERTYTOWN |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 8, LIBERTY |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 751702 |
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