12117 Bundle Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12117 Bundle Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,516 sqft · built 1993
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Feb 2016)
Tax Bill	$2,552 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`744-64-72-10-100-000`

Property Details

APN / Parcel Number

Primary APN	`744-64-72-10-100-000`
Alternative APN	`378479001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,516 sqft Finished Area
1st Floor Area	216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	52 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	378479001
Street Address	12117 BUNDLE RD
City	CHESTERFIELD
State	VA
Zip	23838-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	E/L BUNDLE ROAD PARCEL M
Legal Subdivision	E/L BUNDLE ROAD PARCEL M
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3006
Census Tract	100821

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12117 BUNDLE RD, CHESTERFIELD, VA 23838-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage TOPSIDE FEDERAL CREDIT UNION
May 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage CALL FEDERAL CREDIT UNION
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	20166576
Deed Book / Page	11141 / 121
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12117 BUNDLE RD, CHESTERFIELD, VA 23838-3404
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	014029-338
Date	Jul 18, 2022
Book Page	14029/338
Instrument	2022032149

Lender

Name	TOPSIDE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12117 BUNDLE RD, CHESTERFIELD, VA 23838-3404
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014888-928
Date	May 21, 2025
Book Page	14888/928
Instrument	2025016723

Lender

Name	CALL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12117 BUNDLE RD, CHESTERFIELD, VA 23838-3404
Document Number	13204673
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12117 BUNDLE RD CHESTERFIELD VA 238383404, CHESTERFIELD, VA 23838-3404

Mortgage

Document Number	13204673
Date	Jan 26, 2021
Book Page	013204/000673
Instrument	5072

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 25, 2049

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12117 BUNDLE RD, CHESTERFIELD, VA 23838-3404
Document Number	12290658
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12117 BUNDLE RD CHESTERFIELD VA 238383404, CHESTERFIELD, VA 23838-3404

Mortgage

Document Number	12290658
Date	Apr 30, 2019
Book Page	012290/000658
Instrument	14994

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,552.00 (+14.65%)	$284,000 (+7.41%) Land $71,200 Building $212,800	$284,000 (+7.41%) Land $71,200 Building $212,800
2025		$264,400 (+9.3%) Land $68,200 Building $196,200	$264,400 (+9.3%) Land $68,200 Building $196,200
2023	$2,226.00	$241,900 Land $62,200 Building $179,700	$241,900 Land $62,200 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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