12115 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12115 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 958 sqft · built 1925
Lot Size	0.085 acres (3,690 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Nov 2022)
Tax Bill	$1,671 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-117-005`

Property Details

APN / Parcel Number

Primary APN	`25-28-117-005`
Alternative APN	`25-28-117-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1927
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,690 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12115 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(WEST)(PULLMAN) IN WH OF NE & NW NH SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	WEST PULLMAN
Legal Block	35
Legal Lot Number	32,33
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2019
Census Tract	530501

Owner

12115 S Emerald Ave is owned by a company that bought it in November 2022.

Source: Cook County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	737 N SEMINARY AVE, PARK RIDGE, IL 60068-2426
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Commercial Mortgage BENTON STATE BANK
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Feb 24, 2014 · Amount on File
Deed Document Number	202216024
Prior Transfer Date	Sep 30, 2015
Prior Transfer Doc	0000016053
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 8, 2022
Property Address	12115 S EMERALD AVE, CHICAGO, IL 60628-6331
Document Number	0031216024
Instrument Date	Oct 27, 2022
Instrument	2231216024
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 W 119TH ST, 433, CHICAGO, IL 60628-5949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 N SEMINARY AVE, PARK RIDGE, IL 60068-2426
Investor	Possibly a Property Investor

Mortgage

Document Number	0031216027
Date	Nov 8, 2022
Instrument	2231216027

Lender

Name	BENTON STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0031216025
Date	Nov 8, 2022
Instrument	2231216025

Lender

Name	BENTON STATE BANK
Type	Bank
Address	BENTON, WI 53803

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12115 S EMERALD AVE, CHICAGO, IL 60628-6331
Document Number	1810155025
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	FREEDOM TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12115 S EMERALD AVE CHICAGO IL 606286331, CHICAGO, IL 60628-6331

Mortgage

Document Number	1810155025
Date	Apr 11, 2018
Instrument	10155025

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,300 Land $2,214 Building $6,086	$83,000 Land $22,140 Building $60,860
2024	$1,671.00 (+97.52%)
2023	$846.00 (+2.55%)
2022	$825.00 (+2.36%)	$4,000 (-) Land $1,476 Building $2,524	$40,000 (-) Land $14,760 Building $25,240
2021	$806.00	$4,000 Land $1,476 Building $2,524	$40,000 Land $14,760 Building $25,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12115 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12115 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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