1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Red Rust Ln

12110 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12110 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,855 sqft · built 2007
Lot Size0.058 acres (2,531 sqft)
OwnerIndividual Name on Record
Last Sale$458,000 (Jun 2022)
Tax Bill$3,243 (2023)
Deeds & MortgagesJun 2021 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN229-443-57

Property Details

APN / Parcel Number

Primary APN229-443-57

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,855 sqft Heated Area
Gross Area2,283 sqft
1st Floor Area753 sqft
Upper Floors Area1,106 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,531 sqft (0.058 acres)
Garage Area380 sqft
PorchPorch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-443-57
Street Address12110 RED RUST LN
CityCHARLOTTE
StateNC
Zip28277-3679
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1(INNOV)
Legal DescriptionL138 M49-191
Legal SubdivisionSEDONA/STONE CRK RANCH
Legal Lot Number138
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2026
Census Tract5845

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12110 RED RUST LN, CHARLOTTE, NC 28277-3679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 8, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleJul 20, 2015 · Amount on Record
Deed Document Number0037407176
Deed Book / Page37407 / 176
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12110 RED RUST LN, CHARLOTTE, NC 28277-3679
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112426
DateJun 8, 2021
Book Page36158/603
Instrument2021112426
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 8, 2022
Property Address12110 RED RUST LN, CHARLOTTE, NC 28277-3679
Document Number0000086266
Book / Page37407 / 176
Map ReferenceMB 49 PG 191
Instrument DateJun 7, 2022
Instrument2022086266
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$916.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 DOUTY CT, CARY, NC 27519-8852

Transferred To (Grantee/Buyer)

NameVerified Name
Address12110 RED RUST LN, CHARLOTTE, NC 28277-3679

Mortgage

Document Number0000086267
DateJun 8, 2022
Instrument2022086267
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL · Fiber in parts of the area		100 / 20

May also be available: AT&T.

Nearby Properties on Red Rust Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures