1211 Garfield St, Harvard, IL 60033 Property Records

McHenry County property record for 1211 Garfield St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Feb 2024)
Tax Bill	$6,130 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-25-352-018`

Property Details

APN / Parcel Number

Primary APN	`01-25-352-018`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1211 GARFIELD ST
City	HARVARD
State	IL
Zip	60033-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0002914 S 132FT N 528FT W 330FT S 23.5A SW1/4 SW1/4
Legal Block	352
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2008
Census Tract	870302

Owner

1211 Garfield St is owned by an individual who bought it in February 2024.

Source: McHenry County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 GRANT DR, CARPENTERSVILLE, IL 60110-2305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Deed Document Number	20242914
Prior Transfer Date	Aug 24, 2015
Prior Transfer Doc	0000042814
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 7, 2024
Property Address	1211 GARFIELD ST, HARVARD, IL 60033-1735
Document Number	0000002914
Instrument Date	Jan 3, 2024
Instrument	2024R0002914
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 GARFIELD ST, HARVARD, IL 60033-1735

Mortgage

Document Number	0000002915
Date	Feb 7, 2024
Instrument	2024R0002915

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1211 GARFIELD ST, HARVARD, IL 60033-1735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030865
Date	Sep 18, 2019
Instrument	2019R0030865

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,130.00	$68,381 Land $15,304 Building $53,077	$205,143 Land $45,912 Building $159,231
2022		$56,331 Land $13,835 Building $42,496	$168,993 Land $41,505 Building $127,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1211 Garfield St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1211 Garfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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