12109 Oracle St, Norwalk, CA 90650 Property Records

Los Angeles County property record for 12109 Oracle St, Norwalk, CA 90650

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 749 sqft · built 1949
Lot Size	0.146 acres (6,348 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (May 2016)
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8015-029-002`

Property Details

APN / Parcel Number

Primary APN	`8015-029-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	749 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,348 sqft (0.146 acres)
Lot Dimensions	110 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	12109 ORACLE ST
City	NORWALK
State	CA
Zip	90650-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOR1YY
Legal Description	TRACT NO 15O66 LOT 2
Legal Subdivision	15
Legal Tract	15066
Legal Block	2
Legal Lot Number	2
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	2
Census Block	2007
Census Tract	550101

Owner

12109 Oracle St is owned and occupied by two individuals who bought it in May 2016.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANC ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on File
Deed Sale	May 3, 2016 · Amount on File
Prior Sale	Oct 15, 2007 · Amount on File
Deed Document Number	2016504132
Prior Transfer Date	Jan 30, 2006
Prior Transfer Doc	0001122996
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 20, 2026
Property Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Document Number	0000530206
Instrument Date	Jul 7, 2026
Instrument	2026530206
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12109 ORACLE ST, NORWALK, CA 90650-1858

Mortgage

Document Number	0000530206,
Date	Jul 20, 2026
Instrument	2026530206

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12109 ORACLE ST, NORWALK, CA 90650-1858

Mortgage

Document Number	0000876740
Date	Jun 2, 2021
Instrument	21-0876740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155822
Date	Feb 7, 2017
Instrument	17-0155822

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623173
Date	Jun 28, 2019
Instrument	19-0623173

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12109 ORACLE ST, NORWALK, CA 90650-1858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12109 ORACLE ST, NORWALK, CA 90650-1858

Mortgage

Document Number	0001290119
Date	Oct 16, 2020
Instrument	20-1290119

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12109 Oracle St was $5,461 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Norwalk City
Elementary School District	Little Lake City Elementary School District (KG - 08)
Secondary School District	Whittier Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$421,545 (+2%) Land $333,740 Building $87,805
2025	$5,461.00 Homeowner's exemption	$413,286 Land $327,197 Building $86,089
2023	$5,093.00 (+2.25%) Homeowner's exemption	$397,240 Land $314,493 Building $82,747
2022	$4,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12109 Oracle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12109 Oracle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC - NORWALK private · serves 43,167 people · EPA ID CA1910098
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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