Jackson County property record for 12109 E 51st Ter S, Independence, MO 64055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1955 |
| Lot Size | 0.435 acres (18,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2025) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | May 2026 Transfer Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-920-05-02 |
| Primary APN | 33-920-05-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,964 sqft (0.435 acres) |
| Lot Dimensions | 160 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 883635 |
|---|---|
| Street Address | 12109 E 51ST TER S |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64055-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAPEL VALLEY ADD LOT 69 |
| Legal Subdivision | CHAPEL VALLEY |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 12400 |
12109 E 51st Ter S is owned and occupied by an individual who bought it in October 2025.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES |
| Aug 21, 2018 | Grant Deed, Transfer MOVEMENT MTG |
| Mar 19, 2018 | Quit Claim Deed, Transfer ALPHA TITLE COMPANY |
| Mar 19, 2018 | Warranty Deed, Transfer ALPHA TITLE GUARANTY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Nov 12, 2020 · Amount on File |
| Deed Document Number | 202575332 |
| Prior Transfer Date | Jul 8, 2017 |
| Prior Transfer Doc | 0000E22039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | May 19, 2026 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 0000037247 |
| Instrument Date | May 19, 2026 |
| Instrument | 202637247 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 8, 2025 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 00E0075332 |
| Instrument Date | Oct 5, 2025 |
| Instrument | 2025E0075332 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 00E0075333 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025E0075333 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Nov 12, 2020 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 000E106947 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 106947E |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12109 E 51ST TER S INDEPENDENCE MO 640555746, INDEPENDENCE, MO 64055-5746 |
| Document Number | E106948 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 106948E |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Aug 21, 2018 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 0000E73368 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 73368E |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12109 E 51ST TER S INDEPENDENCE MO 640555746, INDEPENDENCE, MO 64055-5746 |
| Document Number | E73369 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 73369E |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 19, 2018 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 0000E22039 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 22039E |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2018 |
| Title Company | ALPHA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11991 COUNTY ROAD 2030 #9 ROLLA MO 654017819, 9, ROLLA, MO 65401-7819 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 19, 2018 |
| Property Address | 12109 E 51ST TER S, INDEPENDENCE, MO 64055-5746 |
| Document Number | 0000E22040 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 22040E |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2018 |
| Title Company | ALPHA TITLE GUARANTY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1116 SW EASTMAN ST BLUE SPRINGS MO 640158722, BLUE SPRINGS, MO 64015-8722 |
The 2025 property tax bill for 12109 E 51st Ter S was $1,716, down 25.2% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Raytown C-2 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,855 (-) Land $6,407 Building $14,448 | $109,760 (-) | |
| 2025 | $1,716.00 (-25.23%) | $20,855 Land $6,407 Building $14,448 | $109,760 |
| 2024 | $2,295.00 (+0.48%) | ||
| 2023 | $2,284.00 | $28,652 Land $5,453 Building $23,199 | $150,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12109 E 51st Ter S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12109 E 51st Ter S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Everfast Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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