12109 4th Ave, Cincinnati, OH 45249 Property Records

Hamilton County property record for 12109 4th Ave, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1993
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,900 (Jan 2026)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`600-0011-0703-00`

Property Details

APN / Parcel Number

Primary APN	`600-0011-0703-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12109 4TH AVE
City	CINCINNATI
State	OH
Zip	45249-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURTH AVE 50 X 100 LOTS 703-704 HIGHPOINT SUB PARS 703-704 CONS
Legal Subdivision	HIGHPOINT SUB
Legal Lot Number	703-704 704
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2008
Census Tract	22302

Owner

Source: Hamilton County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ENERGY FCU
Feb 23, 2023	Intrafamily Transfer, Transfer
Aug 11, 2022	Warranty Deed, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	2026-0004246
Deed Book / Page	15584 / 1505
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 16, 2026
Property Address	12109 4TH AVE, CINCINNATI, OH 45249-1153
Document Number	0000004246
Book / Page	15584 / 1505
Map Reference	MB 13 PG 14&15
Instrument Date	Jan 8, 2026
Instrument	2026-0004246
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000004247
Date	Jan 16, 2026
Instrument	2026-0004247

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2023
Property Address	12109 4TH AVE, CINCINNATI, OH 45249-1153
Document Number	0000022997
Book / Page	14889 / 174
Map Reference	MB 13 PG 14&15
Instrument Date	Mar 28, 2023
Instrument	2023-0022997
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12109 4TH AVE, CINCINNATI, OH 45249-1153

Mortgage

Document Number	0000022998
Date	Apr 6, 2023
Instrument	2023-0022998

Lender

Name	ENERGY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2023
Property Address	12109 4TH AVE, CINCINNATI, OH 45249-1153
Document Number	0000012604
Book / Page	14859 / 426
Map Reference	MB 13 PG 14&15
Instrument Date	Feb 13, 2023
Instrument	2023-0012604
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8817 TULIPWOOD CT, CINCINNATI, OH 45242-7925

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2022
Property Address	12109 4TH AVE, CINCINNATI, OH 45249-1153
Document Number	0000078245
Book / Page	14728 / 1301
Map Reference	MB 13 PG 14&15
Instrument Date	Jul 22, 2022
Instrument	2022-0078245
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+15.81%)	$35,000 (-) Land $6,300 Building $28,700
2024	$1,575.00 (-0.32%)	$35,000 (-) Land $6,300 Building $28,700
2023	$1,580.00 (-21.55%)	$35,000 (+0.98%) Land $6,300 Building $28,700	$100,000 (+0.98%) Land $18,000 Building $82,000
2022	$2,014.00	$34,661 Land $6,286 Building $28,375
2020			$99,030 Land $17,960 Building $81,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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