Dakota County property record for 12109 280th St E, Cannon Falls, MN 55009
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,760 sqft · built 1887 |
| Lot Size | 5 acres (217,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,500 (Jul 2014) |
| Tax Bill | $3,052 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Apr 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03300-76-012 |
| Primary APN | 09-03300-76-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Wood |
| Lot Area | 217,799 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 2,100 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 12109 280TH ST E |
|---|---|
| City | CANNON FALLS |
| State | MN |
| Zip | 55009-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 33 TWN 113 RANGE 17 33 113 17 PT OF SE 1/4 COM SW COR E ALONG S LINE 446 FT TO PT OF BEG N 0D17M W 550 FT E 396 FT S 0D17M E 550FT TO S LINE W ALONG S LINE 396 FT TO BEG SUBJ TO 280TH ST E |
| Legal Range | 17W |
| Legal Township | 113 |
| Legal Section | 33 |
| Legal Block | 76 |
| Legal Lot Number | 12 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 61402 |
12109 280th St E is owned and occupied by two individuals who bought it in July 2014.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12109 280TH ST E, CANNON FALLS, MN 55009-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2024 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Deed Document Number | 2014246203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12109 280TH ST E, CANNON FALLS, MN 55009-9166 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12109 280TH ST E, CANNON FALLS, MN 55009-9166 |
| Document Number | 0003629571 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 3629571 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CANNON FALLS, MN 55009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12109 280TH ST E, CANNON FALLS, MN 55009-9166 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12109 280TH ST E, CANNON FALLS, MN 55009-9166 |
| Document Number | 0003457656 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 3457656 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 19, 2022 |
The 2025 property tax bill for 12109 280th St E was $3,052 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| County Subdivision | Douglas Township |
| Unified School District | Cannon Falls Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,052.00 | $385,000 Land $106,700 Building $278,300 | $385,000 Land $106,700 Building $278,300 |
| 2023 | $2,748.00 Homeowner's exemption | ||
| 2022 | $388,100 Land $140,100 Building $248,000 | $388,100 Land $140,100 Building $248,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12109 280th St E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12109 280th St E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southeast MN Wifi Fixed Wireless | 300 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| Frontier DSL | 70 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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