Clackamas County property record for 12108 Chiara Dr, Oregon City, OR 97045
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.182 acres (7,940 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jan 2015) |
| Tax Bill | $3,209 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32E06CC03200 |
| Primary APN | 32E06CC03200 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,940 sqft |
|---|
| Account Number | 01641771 |
|---|---|
| Street Address | 12108 CHIARA DR |
| City | OREGON CITY |
| State | OR |
| Zip | 97045-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 3157 CHIARA TERR #2 LT 50 |
| Legal Range | 02E |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | CHIARA TERR |
| Legal Lot Number | 50 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 22606 |
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12108 CHIARA DR, OREGON CITY, OR 97045-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2015 · Amount on Record |
| Deed Sale | Jan 28, 2015 · Amount on Record |
| Prior Sale | Jan 2, 2013 |
| Deed Document Number | 2015-004509 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 12108 CHIARA DR, OREGON CITY, OR 97045-6929 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022873 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021-022873 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 12108 CHIARA DR, OREGON CITY, OR 97045-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022058 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 2019-022058 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District 62 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,209.00 (+12.99%) | $160,218 (+6.09%) | $301,896 (+0.28%) Land $221,576 Building $80,320 |
| 2023 | $2,840.00 | $151,022 | $301,066 Land $215,336 Building $85,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 33,940 people · EPA ID OR4101511 |
|---|---|
| Water Source | Purchased surface water from SOUTH FORK WATER BOARD |
| Last State Inspection | Dec 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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