12107 Windsor Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 12107 Windsor Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,294 sqft · built 1972
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Tax Bill	$6,066 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-208-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-208-009.000-018`
Alternative APN	`1610320208009000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,294 sqft Living Area
1st Floor Area	1,450 sqft
2nd Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	500 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	193 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610320208009000
Street Address	12107 WINDSOR DR
City	CARMEL
State	IN
Zip	46033-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE, SECTION 3, LOT 112, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	CARMEL BROOKSHIRE
Legal Block	3
Legal Lot Number	112
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12107 WINDSOR DR, CARMEL, IN 46033-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORUM CU
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit FORUM CU
Mar 2, 2020	Deed of Trust, Mortgage FORUM CU
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019
Deed Sale	May 17, 2019
Prior Sale	Dec 28, 2009
Deed Document Number	2019020252
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12107 WINDSOR DR, CARMEL, IN 46033-3140
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078865
Date	Oct 30, 2020
Instrument	2020078865

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12107 WINDSOR DR, CARMEL, IN 46033-3140
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060032
Date	Aug 17, 2021
Instrument	2021060032

Lender

Name	FORUM CU
Type	Credit Union
Address	ELWOOD, IN 46036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12107 WINDSOR DR, CARMEL, IN 46033-3140
Document Number	0000012226
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12107 WINDSOR DR CARMEL IN 460333140, CARMEL, IN 46033-3140

Mortgage

Document Number	0000012226
Date	Mar 6, 2020
Instrument	12226

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 17, 2019
Property Address	12107 WINDSOR DR, CARMEL, IN 46033-3140
Document Number	0000020252
Map Reference	MB 3 PG 145
Instrument Date	May 16, 2019
Instrument	2019020252
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12107 WINDSOR DR, CARMEL, IN 46033-3140

Mortgage

Document Number	0000020253
Date	May 17, 2019
Instrument	2019020253

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$556,100 (+4.16%) Land $130,800 Building $425,300	$556,100 (+4.16%) Land $130,800 Building $425,300
2024	$6,066.00 (+0.46%)	$533,900 (-2.43%) Land $130,800 Building $403,100	$533,900 (-2.43%) Land $130,800 Building $403,100
2023	$6,038.00 (+16.03%) Homeowner's exemption	$547,200 (+19.76%) Land $80,900 Building $466,300	$547,200 (+19.76%) Land $80,900 Building $466,300
2022	$5,204.00 Homeowner's exemption	$456,900 Land $80,900 Building $376,000	$456,900 Land $80,900 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Most Recent Claim	Nov 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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