12107 Snug Harbor Rd, Berlin, MD 21811 Property Records

Worcester County property record for 12107 Snug Harbor Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,508 sqft · built 2022
Lot Size	0.155 acres (6,749 sqft)
Owner	2 Individual Names on File
Last Sale	$540,175 (Jan 2023)
Tax Bill	$3,839 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-747503`

Property Details

APN / Parcel Number

Primary APN	`10-747503`
Alternative APN	`747503`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,508 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,749 sqft (0.155 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	747503
Street Address	12107 SNUG HARBOR RD
City	BERLIN
State	MD
Zip	21811-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 6749 SQFT SNUG HARBOR RD THE LANDINGS
Legal Subdivision	LANDINGS
Legal Lot Number	84
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1032
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12107 SNUG HARBOR RD, BERLIN, MD 21811-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 7, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Deed Book / Page	8522 / 218
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 26, 2023
Property Address	12107 SNUG HARBOR RD, BERLIN, MD 21811-2690
Document Number	0085220218
Book / Page	8522 / 218
Map Reference	MB 196 PG 60-82
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12107 SNUG HARBOR RD, BERLIN, MD 21811-2690

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085220224
Date	Jan 26, 2023
Instrument	8522-0224

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 7, 2022
Property Address	12107 SNUG HARBOR RD, BERLIN, MD 21811-2690
Document Number	0084540438
Book / Page	8454 / 438
Map Reference	MB 196 PG 60-82
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32448 ROYAL BLVD UNIT 1, 1, DAGSBORO, DE 19939-3899
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,839.00 (+1.35%) Homeowner's exemption	$510,667 (+34.26%)	$515,800 (+1.52%) Land $130,800 Building $385,000
2025	$3,788.00 (+4.07%) Homeowner's exemption
2023	$3,640.00	$380,367	$508,100 Land $130,800 Building $377,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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