12107 Point Trace Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12107 Point Trace Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 2001
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jul 2026)
Tax Bill	$25 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`739-67-05-73-500-000`

Property Details

APN / Parcel Number

Primary APN	`739-67-05-73-500-000`
Alternative APN	`272839002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,422 sqft Finished Area
1st Floor Area	70 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	17,293 sqft (0.397 acres)
View / Lot	Cul-de-sac
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	272839002
Street Address	12107 POINT TRACE CT
City	MIDLOTHIAN
State	VA
Zip	23112-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	BAYHILL POINTE SEC 9 011
Legal Subdivision	BAYHILL POINTE
Legal Lot Number	11
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2005
Census Tract	101013

Owner

12107 Point Trace Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Chesterfield County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · FHA Mortgage PENTAGON FEDERAL CREDIT UNION
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	May 9, 2001 · Amount on File
Deed Document Number	202625552
Deed Book / Page	15312 / 241
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 13, 2026
Property Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851
Document Number	0000025552
Book / Page	15312 / 241
Instrument Date	Jun 23, 2026
Instrument	202625552
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851

Mortgage

Document Number	0000025553,
Date	Jul 13, 2026
Instrument	202625553

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013228-100
Date	Feb 5, 2021
Book Page	13228/100
Instrument	2021008076

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851
Document Number	12512710
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12107 POINT TRACE CT MIDLOTHIAN VA 231126851, MIDLOTHIAN, VA 23112-6851

Mortgage

Document Number	12512710
Date	Nov 4, 2019
Book Page	012512/000710
Instrument	44813

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12107 POINT TRACE CT, MIDLOTHIAN, VA 23112-6851
Document Number	12205322
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12109 POINT TRACE CT MIDLOTHIAN VA 23112, MIDLOTHIAN, VA 23112

Mortgage

Document Number	12205322
Date	Jan 22, 2019
Book Page	012205/000322
Instrument	2303

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12107 Point Trace Ct was $25.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$428,100 (+3.53%) Land $80,000 Building $348,100	$428,100 (+3.53%) Land $80,000 Building $348,100
2025		$413,500 Land $78,000 Building $335,500	$413,500 Land $78,000 Building $335,500
2023	$3,572.00	$389,800 Land $75,000 Building $314,800	$389,800 Land $75,000 Building $314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12107 Point Trace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12107 Point Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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