12107 E 89th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 12107 E 89th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,459 sqft · built 1986
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2022)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61418-14-20-57790`

Property Details

APN / Parcel Number

Primary APN	`61418-14-20-57790`
Alternative APN	`R61418142057790`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,459 sqft Living Area
Basement Area	1,459 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	495 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61418142057790
Street Address	12107 E 89TH ST N
City	OWASSO
State	OK
Zip	74055-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 8 BLK 3
Legal Range	14E
Legal Township	21N
Legal Section	20
Legal Quarter	SW
Legal Subdivision	THREE LAKES II ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1005
Census Tract	5805

Owner

12107 E 89th St N is owned and occupied by an individual who bought it in July 2022.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12107 E 89TH ST N, OWASSO, OK 74055-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Aug 23, 2013
Deed Document Number	2022069576
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 5, 2022
Property Address	12107 E 89TH ST N, OWASSO, OK 74055-2009
Document Number	0000069576
Instrument Date	Jun 21, 2022
Instrument	2022069576
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12107 E 89TH ST N, OWASSO, OK 74055-2009

Mortgage

Document Number	0000069577
Date	Jul 5, 2022
Instrument	2022069577

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12107 E 89th St N was $2,497.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00	$22,854 Land $2,091 Building $20,763	$230,300 Land $21,067 Building $209,233
2023	$2,265.00 (+45.85%)	$20,729 (+45.84%) Land $2,317 Building $18,412	$188,445 (+25.4%) Land $21,067 Building $167,378
2022	$1,553.00	$14,214 Land $1,993 Building $12,221	$150,277 Land $21,067 Building $129,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12107 E 89th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12107 E 89th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASSO serves 23,000 people · EPA ID OK3007218
Water Source	Purchased surface water from TULSA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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